228 Setter Trl, Pike Road, AL 36064 Property Records

Montgomery County property record for 228 Setter Trl, Pike Road, AL 36064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,517 sqft · built 2021
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$363,212 (Mar 2021)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Mar 2021 Sale Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-08-34-0-008-009.000`

Property Details

APN / Parcel Number

Primary APN	`08-08-34-0-008-009.000`
Alternative APN	`306590`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,517 sqft Living Area
Upper Floors Area	2,013 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	149 ft deep x 79.4 ft wide
Garage Area	539 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	306590
Street Address	228 SETTER TRL
City	PIKE ROAD
State	AL
Zip	36064-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0808340008009000
Legal Subdivision	BOYKIN LAKES 3-A
Legal Lot Number	85
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	1
Census Block	1015
Census Tract	5502

Owner

Source: Montgomery County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Warranty Deed, Subdivision Related Transfer
Mar 26, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JIMMY SPEAKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	0005567498
Deed Book / Page	5567 / 498
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 26, 2021
Property Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905
Document Number	0055670526
Book / Page	5567 / 526
Map Reference	MB 56 PG 114
Instrument Date	Mar 26, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 26, 2021
Property Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905
Document Number	0055670498
Book / Page	5567 / 498
Map Reference	MB 56 PG 114
Instrument Date	Mar 26, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905

Mortgage

Document Number	0005567500
Date	Mar 26, 2021
Instrument	5567/500

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 23, 2020
Property Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905
Document Number	0054890874
Book / Page	005489 / 000874
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 N 8TH ST OPELIKA AL 368014331, OPELIKA, AL 36801-4331

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	228 SETTER TRL, PIKE ROAD, AL 36064-4905
Document Number	0054890876
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0054890876
Date	Nov 23, 2020
Book Page	005489/000876

Lender

Name	JIMMY SPEAKE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Pike Road City
Unified School District	Pike Road City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+7.82%) Homeowner's exemption	$52,980 (+7.73%) Land $5,500 Building $47,480	$529,800 (+7.73%) Land $55,000 Building $474,800
2023	$3,352.00 Homeowner's exemption	$49,180 Land $5,500 Building $43,680	$491,800 Land $55,000 Building $436,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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