228 Sears Blf, Eclectic, AL 36024 Property Records

Elmore County property record for 228 Sears Blf, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,347 sqft · built 1954
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$682,000 (Sep 2020)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02-10-0-004-037.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-10-0-004-037.000`
Alternative APN	`278880`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2008
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Terrain	Other

Exterior Amenities

Porch	Open Porch
Porch Area	215 sqft
Deck Area	370 sqft
Patio Area	370 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	278880
Old Parcel Number	0602100004037000
Street Address	228 SEARS BLF
City	ECLECTIC
State	AL
Zip	36024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT L-276 LITTLE KOWALIGA CREEK SUBD PLAT #5 PB 10 PG 36-D
Legal Range	20E
Legal Township	20N
Legal Section	10
Legal Subdivision	LITTLE KOWALIGA CREEK SUB
Legal Lot Number	L-276
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2052
Census Tract	30300

Owner

Source: Elmore County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2017 COUNTRY RIDGE CIR, VESTAVIA, AL 35243-4306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage METHOD MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	0202063006
Deed Book / Page	2020 / 63006
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	228 SEARS BLF, ECLECTIC, AL 36024
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/46204
Date	Jul 10, 2020
Book Page	2020/46204

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 8, 2020
Property Address	228 SEARS BLF, ECLECTIC, AL 36024
Document Number	2020/63006
Book / Page	2020 / 63006
Map Reference	MB 10 PG 36A-36E
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 MAGNOLIA RDG, VESTAVIA, AL 35243-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2017 COUNTRY RIDGE CIR, VESTAVIA, AL 35243-4306

Mortgage

Document Number	0202063009
Date	Sep 8, 2020
Instrument	2020/63009

Lender

Name	METHOD MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,625.00 (+6.9%)	$143,000 (+6.99%)	$842,990 (+26.14%) Land $340,800 Building $502,190
2024	$3,391.00 (-1.05%)	$133,660 (-1.06%)	$668,290 (-1.07%) Land $340,800 Building $327,490
2023	$3,427.00 (+23.54%)	$135,098 (+24%) Land $68,160 Building $66,938	$675,490 (+24%) Land $340,800 Building $334,690
2022	$2,774.00	$108,946 Land $66,174 Building $42,772	$544,730 Land $330,870 Building $213,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000

May also be available: Central Access.

Cell Coverage

5G (outdoors only) and 4G LTE

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