228 SE Ila St, Stuart, FL 34994 Property Records

Martin County property record for 228 SE Ila St, Stuart, FL 34994 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,674 sqft · built 1946
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Nov 2019)
Tax Bill$7,635 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-38-41-001-007-0008.0-2-0000

Property Details

APN / Parcel Number

Primary APN09-38-41-001-007-0008.0-2-0000
Alternative APNs
  • 09-38-41-001-007-00080-2
  • 938410010070008020000
  • 25936

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,674 sqft Living Area
Gross Area3,380 sqft
1st Floor Area1,386 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,572 sqft (0.61 acres)
Garage TypeAttached
Garage Area396 sqft

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area310 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address228 SE ILA ST
CitySTUART
StateFL
Zip34994-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 9 10 & 11 BLOCK 7 CASA TERRACE ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 1 PAGE 35 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section9
Legal SubdivisionCASA TERRACE
Legal Block7
Legal Lot Number8
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1015
Census Tract1000

Owner

Source: Martin County records · APN 09-38-41-001-007-0008.0-2-0000

Assessment roll updated August 27, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address228 SE ILA ST, STUART, FL 34994-3414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 18, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Nov 04, 2019Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2019 · Amount on Record
Deed SaleNov 04, 2019 · Amount on Record
Prior SaleJun 01, 1981 · Amount on Record
Deed Document Number20192783345
Deed Book / Page3092 / 2312
Prior Transfer DateSep 28, 2001
Prior Transfer Doc0001525176
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address228 SE ILA ST, STUART, FL 34994-3414
Transaction TypeMortgage
Record UpdatedFeb 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 SE ILA ST, STUART, FL 34994-3414

Mortgage

Document Number0034161210
DateJan 22, 2024
Book Page3416/1210
Instrument3054282
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueNov 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address228 SE ILA ST, STUART, FL 34994-3414
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 SE ILA ST, STUART, FL 34994-3414

Mortgage

Document Number0032730409
DateNov 18, 2021
Book Page3273/409
Instrument2927132
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 04, 2019
Property Address228 SE ILA ST, STUART, FL 34994-3414
Document Number0030922312
Book / Page3092 / 2312
Map ReferenceMB 1 PG 35
Instrument DateOct 03, 2019
Instrument2783345
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address228 SE LLA ST, 228, STUART, FL 34994

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 SW ANCHORAGE WAY, STUART, FL 34994-2014

Mortgage

Document Number0030922314
DateNov 04, 2019
Instrument3092/2314
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,635.00 (-1.01%) Homeowner's exemption$471,452 (-5.63%)$538,630 (+7.81%) Land $238,000 Building $300,630
2024$7,713.00 (-17.24%)
2023$9,320.00 (+53.14%)$499,590 (+36.61%) Land $224,000 Building $275,590$499,590 (+4.39%) Land $224,000 Building $275,590
2022$6,086.00 Homeowner's exemption$365,692$478,570 Land $238,000 Building $240,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Nearby Flood Policies34 in force
Nearby Flood Claims5 (1979–2022)
Claims Outside the SFHA4 of 5
Most Recent ClaimJun 2022, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Hotwire Communications, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

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