228 SE 31st Ter, Ocala, FL 34471 Property Records

Marion County property record for 228 SE 31st Ter, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Feb 2026)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2782-017-019`

Property Details

APN / Parcel Number

Primary APN	`2782-017-019`
Alternative APNs	`0658456000` `658456`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,649 sqft
1st Floor Area	1,058 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	120 ft deep x 116 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	303 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	228 SE 31ST TER
City	OCALA
State	FL
Zip	34471-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 15 TWP 15 RGE 22 PLAT BOOK C PAGE 001 OCALA HIGHLANDS BLK 17 LOTS 19.20
Legal Range	22E
Legal Township	15S
Legal Section	15
Legal Subdivision	OCALA HIGHLANDS
Legal Block	17
Legal Lot Number	19
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1010
Census Tract	2100

Owner

228 SE 31st Ter is owned and occupied by an individual who bought it in February 2026.

Source: Marion County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 SE 31ST TER, OCALA, FL 34471-2823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Sep 12, 2023	Intrafamily Transfer, Transfer
Aug 5, 2020	Warranty Deed, Transfer · Conventional with PMI TERRY DURR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Aug 5, 2020 · Amount on File
Deed Document Number	202623529
Deed Book / Page	8837 / 919
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	0081430037
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 25, 2026
Property Address	228 SE 31ST TER, OCALA, FL 34471-2823
Document Number	0088370919
Book / Page	8837 / 919
Map Reference	MB C PG 1&2
Instrument Date	Feb 24, 2026
Instrument	2026023529
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	EQUITABLE TITLE OF OCALA LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 CHARLOTTE CIR W, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 SE 31ST TER, OCALA, FL 34471-2823

Mortgage

Document Number	0008837921
Date	Feb 25, 2026
Instrument	8837/921

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0088370935
Date	Feb 25, 2026
Book Page	8837/935
Instrument	2026023531

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Sep 12, 2023
Property Address	228 SE 31ST TER, OCALA, FL 34471-2823
Document Number	0081430037
Book / Page	8143 / 37
Instrument Date	Sep 12, 2023
Instrument	2023116860
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 SE 31ST TER, OCALA, FL 34471-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 SE 31ST TER, OCALA, FL 34471-2823

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 5, 2020
Property Address	228 SE 31ST TER, OCALA, FL 34471-2823
Document Number	0072420336
Book / Page	007242 / 000336
Instrument Date	Jul 31, 2020
Instrument	80591
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 SE 31ST TER OCALA FL 344712823, OCALA, FL 34471-2823

Mortgage

Document Number	72420338
Date	Aug 5, 2020
Book Page	007242/000338
Instrument	80592

Lender

Name	TERRY DURR
Address	5345 SE 15TH AVE, OCALA, FL 34480-6105
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 228 SE 31st Ter was $2,390.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00	$162,466	$191,855 Land $75,516 Building $116,339
2023	$2,284.00 (+10.02%) Homeowner's exemption	$153,288 (+3%) Land $64,728 Building $88,560	$158,195 (+6.3%) Land $64,728 Building $93,467
2022	$2,076.00 Homeowner's exemption	$148,823 Land $64,728 Building $84,095	$148,823 Land $64,728 Building $84,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 SE 31st Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 SE 31st Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network, T-Mobile.

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