228 S Union St, Guilford, CT 06437 Property Records

Guilford Town property record for 228 S Union St, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,528 sqft · built 1955
Lot Size	0.66 acres (28,750 sqft)
Owner	Trust Name on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$7,694 (2025)
Deeds & Mortgages	Oct 2024 Refinance Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:41013`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:41013`
Alternative APN	`2634`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
Basement Area	2,528 sqft
Unfinished Basement	2,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2634
Street Address	228 S UNION ST
City	GUILFORD
State	CT
Zip	06437-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	3
Census Block	3012
Census Tract	190100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Guilford Historic Town Center listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	228 S UNION ST, GUILFORD, CT 06437-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
Feb 27, 2023	Warranty Deed, Transfer
Dec 8, 2021	Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Aug 19, 1994 · Amount on Record
Deed Book / Page	988 / 34
Last Transfer Date	Feb 9, 2023
Transfer Doc	001004-898
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	228 S UNION ST, GUILFORD, CT 06437-2825
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01023-1137
Date	Oct 24, 2024
Book Page	1023/1137
Instrument	3005860018

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Feb 27, 2023
Property Address	228 S UNION ST, GUILFORD, CT 06437-2825
Document Number	001004-898
Book / Page	1004 / 898
Instrument Date	Feb 9, 2023
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GUILFORD CT
Recording Date	Dec 8, 2021
Property Address	228 S UNION ST, GUILFORD, CT 06437-2825
Document Number	0000988-34
Book / Page	988 / 34
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098839
Date	Dec 8, 2021
Instrument	988/39

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,694.00	$278,250 (-) Land $164,150 Building $114,100	$397,500 Land $234,500 Building $163,000
2024	$7,694.00 (+4.03%)	$278,250 (+4.28%) Land $164,150 Building $114,100
2023	$7,396.00 (+28.09%)	$266,840 (+53.66%) Land $164,150 Building $102,690
2022	$5,774.00	$173,660 Land $139,790 Building $33,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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