228 S Riverside Dr, Ames, IA 50010 Property Records

Story County property record for 228 S Riverside Dr, Ames, IA 50010 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 540 sqft · built 1941
Lot Size	0.187 acres (8,155 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Jan 2020)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-203-250`

Property Details

APN / Parcel Number

Primary APN	`09-10-203-250`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	540 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Finished Basement	262 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,155 sqft (0.187 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	228 S RIVERSIDE DR
City	AMES
State	IA
Zip	50010-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HECHLER & LLOYD'S ADD LOT:6 AMES
Legal Range	24W
Legal Township	83N
Legal Section	10
Legal Subdivision	HECHLER & LLOYD'S ADD
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

Source: Story County records · APN 09-10-203-250

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 S RIVERSIDE DR, AMES, IA 50010-6940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2020 · Amount on Record
Deed Sale	Jan 03, 2020 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	202020-00126
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 03, 2020
Property Address	228 S RIVERSIDE DR, AMES, IA 50010-6940
Document Number	20202000126
Instrument Date	Dec 31, 2019
Instrument	202020-00126
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S RIVERSIDE DR, AMES, IA 50010-6940

Mortgage

Document Number	20202000127
Date	Jan 03, 2020
Instrument	202020-00127

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 Homeowner's exemption	$128,400 (+34.59%) Land $53,000 Building $75,400	$128,400 (+34.59%) Land $53,000 Building $75,400
2024	$1,236.00 (-27.29%)
2023		$95,400 Land $27,500 Building $67,900	$95,400 Land $27,500 Building $67,900
2022	$1,700.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	27 (1984–2010)
Claims Outside the SFHA	8 of 27
Most Recent Claim	Aug 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes
Flood Events	Severe Storms & Flooding (Aug 1993), 22 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.