228 S Main St, Onsted, MI 49265 Property Records

Lenawee County property record for 228 S Main St, Onsted, MI 49265

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,081 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Apr 2008)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Apr 2022 Refinance Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`CA8-300-0460-00`

Property Details

APN / Parcel Number

Primary APN	`CA8-300-0460-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
1st Floor Area	1,238 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,712 sqft (0.2 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 S MAIN ST
City	ONSTED
State	MI
Zip	49265-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 46 ASSESSOR'S PLAT NO 1 OF THE VILLAGE OF ONSTED.
Legal Subdivision	ASSESSORS PLAT # 1
Legal Lot Number	46
Jurisdiction	LENAWEE MI
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2015
Census Tract	60302

Owner

Source: Lenawee County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 S MAIN ST, ONSTED, MI 49265-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTY NATIONAL BANK
Dec 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2008 · Amount on Record
Deed Sale	Apr 3, 2008 · Amount on Record
Prior Sale	May 18, 2007 · Amount on Record
Deed Book / Page	2362 / 356
Prior Transfer Date	Sep 25, 2007
Prior Transfer Doc	0005099327
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	228 S MAIN ST, ONSTED, MI 49265-9767
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026370069
Date	Apr 4, 2022
Book Page	2637/69

Lender

Name	COUNTY NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2023

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Dec 22, 2022
Property Address	228 S MAIN ST, ONSTED, MI 49265-9767
Document Number	0026490100
Book / Page	2649 / 100
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S MAIN ST, ONSTED, MI 49265-9767

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Cambridge Township
Municipality	Onsted Village
Unified School District	Onsted Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,500 (+8.28%)	$251,000 (+8.28%)
2025	$3,169.00 (-6.16%) Homeowner's exemption	$115,900 (+71.45%)	$231,800 (+71.45%)
2024	$3,377.00 (+134.68%)
2023		$67,600	$135,200
2022	$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSTED serves 907 people · EPA ID MI0005020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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