228 S Geneva St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 228 S Geneva St, Ithaca, NY 14850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,980 sqft · built 1835
Lot Size0.095 acres (4,176 sqft)
Owner2 Individual Names on File
Last Sale$78,500 (Jul 1998)
Tax Bill$6,996 (2026)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN500700 80.-9-6

Property Details

APN / Parcel Number

Primary APN500700 80.-9-6
Alternative APN
  • 070008000000090060000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area1,260 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1835
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,176 sqft (0.095 acres)
Lot Dimensions200 ft deep x 33 ft wide
PorchSlab
Porch Area273 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 S GENEVA ST
CityITHACA
StateNY
Zip14850-5416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3A
Legal Block9
Legal Lot Number6.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group3
Census Block3000
Census Tract1000

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address228 S GENEVA ST, ITHACA, NY 14850-5416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 1998 · Amount on File
Deed SaleJul 6, 1998 · Amount on File
Deed Book / Page823 / 177
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address228 S GENEVA ST, ITHACA, NY 14850-5416
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007479
DateAug 23, 2023
Instrument2023-07479
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateSep 1, 2038
Index1-Year CMT

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,996.00 (-37.31%)
2025$11,159.00$345,000 (+13.86%) Land $35,700 Building $309,300$345,000 (+13.86%) Land $35,700 Building $309,300
2023$303,000 Land $29,800 Building $273,200$303,000 Land $29,800 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims8 (1978–2011)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemITHACA CITY
serves 29,457 people · EPA ID NY5404416
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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