Cheboygan County property record for 228 S D St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Nov 2016) |
| Tax Bill | $655 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-W59-016-002-00 |
| Primary APN | 052-W59-016-002-00 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|
| Street Address | 228 S D ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST DUNCAN, LOT 2, BLK 16. (SEC 32, T38N,R1W) 971/835; 1298/398;1321/561 |
| Legal Range | 01W |
| Legal Township | 002 |
| Legal Section | 32 |
| Legal Subdivision | WEST DUNCA |
| Legal Lot Number | 2 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960300 |
228 S D St is owned and occupied by an individual who bought it in November 2016.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8682 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on File |
| Deed Sale | Nov 22, 2016 · Amount on File |
| Prior Sale | Dec 9, 2004 |
| Deed Book / Page | 1321 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 228 S D ST, CHEBOYGAN, MI 49721-1740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001363/0000000699 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 0000001363/0000000699 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 228 S D St was $655 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,500 | $109,000 | |
| 2025 | $655.00 | ||
| 2023 | $34,300 | $68,600 | |
| 2022 | $533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 S D St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 S D St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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