228 S Bailey Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 228 S Bailey Rd, Wauchula, FL 33873

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,168 sqft · built 1958
Lot Size0.505 acres (21,998 sqft)
OwnerOwner Name on Record
Tax Bill$686 (2025)
Deeds & MortgagesMay 2023 Mortgage
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN04-34-26-0000-02970-0000

Property Details

APN / Parcel Number

Primary APN04-34-26-0000-02970-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,168 sqft Heated Area
Gross Area1,348 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Exterior MaterialSiding
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions155 ft deep x 142 ft wide
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address228 S BAILEY RD
CityWAUCHULA
StateFL
Zip33873-4465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Description.50 AC BEG SE COR OF SE1/4 OF NW1/4 OF SW1/4 W 155 FT N 142 FT E 155 FT S 142 FT TO POB 04 34S 26E 128P350 304P538 325P545 50
Legal Range26E
Legal Township34S
Legal Section04
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group1
Census Block1049
Census Tract970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address228 S BAILEY RD, WAUCHULA, FL 33873-4465
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Mar 7, 2018Loan Modification, Mortgage · Conventional with PMI
MIDFIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 3, 2006
Transfer Doc0000008742
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address228 S BAILEY RD, WAUCHULA, FL 33873-4465
Transaction TypeMortgage
Record UpdatedJun 5, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 S BAILEY RD, WAUCHULA, FL 33873-4465

Mortgage

Document Number0025002581
DateMay 2, 2023
Instrument202325002581
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueAug 1, 2051

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address228 S BAILEY RD, WAUCHULA, FL 33873-4465
Document Number0025002907
Instrument DateMar 7, 2018
Transaction TypeMortgage
Record UpdatedMay 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 S BAILEY RD WAUCHULA FL 338734465, WAUCHULA, FL 33873-4465

Mortgage

Document Number0025002907
DateMay 9, 2018
Instrument25002907
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 8, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$686.00 (+4.41%) Homeowner's exemption$38,762 (+2.9%)$93,987 (+14%) Land $17,170 Building $76,817
2024$657.00 (+6.83%) Homeowner's exemption$37,670 (+3%)$82,443 (-12.22%) Land $14,645 Building $67,798
2023$615.00 (+6.22%) Homeowner's exemption$36,573 (+3%)$93,922 (+21.21%) Land $14,645 Building $79,277
2022$579.00 Homeowner's exemption$35,508$77,484 Land $10,100 Building $67,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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