228 S 8th St, Girard, IL 62640 Property Records

Macoupin County property record for 228 S 8th St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Aug 2010)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
APN	`04-32-182-007`

Property Details

APN / Parcel Number

Primary APN	`04-32-182-007`
Alternative APN	`07-000-369-00`

Exterior

Lot Area	53,143 sqft (1.22 acres)

Location & Zoning

Street Address	228 S 8TH ST
City	GIRARD
State	IL
Zip	62640-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SE SE NW S32 T12 R6 DESC AS FOLL: COMM NW COR N 1/2 SE SE NW TH S 4.00' TO POB TH E 187.86', N 4.00', E 150.66',S 15
Legal Range	06W
Legal Township	12N
Legal Section	32
Legal Subdivision	HARMS ADD
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4043
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 S 8TH ST, GIRARD, IL 62640-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2010 · Amount on Record
Deed Sale	Aug 1, 2010 · Amount on Record
Deed Document Number	2010506520
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Apr 30, 2026
Property Address	228 S 8TH ST, GIRARD, IL 62640-1421
Document Number	0000623905
Instrument Date	Mar 31, 2026
Instrument	2026623905
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	228 S 8TH ST, GIRARD, IL 62640-1421

Mortgage

Document Number	0000623905,
Date	Apr 30, 2026
Instrument	2026623905

Lender

Name	FIRST NATIONAL BANK OF LAYTON

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+4.47%)	$40,007 (+7%) Land $13,358 Building $26,649	$120,021 (+7%) Land $40,074 Building $79,947
2024	$2,638.00 (+11.4%)	$37,390 (+15.56%) Land $12,484 Building $24,906	$112,170 (+15.56%) Land $37,452 Building $74,718
2022	$2,368.00 Homeowner's exemption	$32,355 Land $10,803 Building $21,552	$97,065 Land $32,409 Building $64,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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