228 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 228 Rum Runner Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,083 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$879,000 (Oct 2025)
Tax Bill	$10,485 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023717-0630`

Property Details

APN / Parcel Number

Primary APN	`023717-0630`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,083 sqft Living Area
Gross Area	3,896 sqft
1st Floor Area	1,403 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	288 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 63 OR6248/66
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase	1
Legal Lot Number	63
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2028
Census Tract	20904

Owner

228 Rum Runner Way is owned and occupied by an individual who bought it in October 2025.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 18, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 25, 2019	Loan Modification, Mortgage BANK OZK
Jun 14, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	202588511
Deed Book / Page	6248 / 66
Prior Transfer Date	Sep 8, 2025
Prior Transfer Doc	0000073076
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 29, 2025
Property Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269
Document Number	0062480066
Book / Page	6248 / 66
Map Reference	MB 87 PG 29
Instrument Date	Oct 27, 2025
Instrument	2025088511
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,153.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3345 SOUTHERN OAKS DR, GREEN COVE SPRINGS, FL 32043-9602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269

Mortgage

Document Number	0000624869
Date	Oct 29, 2025
Instrument	6248/69

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 18, 2020
Property Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269
Document Number	0049440592
Book / Page	4944 / 592
Map Reference	MB 87 PG 29-34
Instrument Date	May 4, 2020
Instrument	2020037819
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	IMPERIAL TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,418.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 REGENT PARK, TAMPA, FL 33629-8956

Mortgage

Document Number	0004944594
Date	May 18, 2020
Instrument	4944/594

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2019
Property Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269
Document Number	0047471276
Book / Page	004747 / 001276
Instrument Date	Jun 19, 2019
Instrument	45124
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7936 S OCEAN DR JENSEN BEACH FL 349572190, JENSEN BEACH, FL 34957-2190
Investor	Possibly a Property Investor

Mortgage

Document Number	47471276
Date	Jun 25, 2019
Book Page	004747/001276
Instrument	45124

Lender

Name	BANK OZK
Address	100 TOM REEVES DR, CARROLLTON, GA 30117-4271

Agreement

Amount	Amount on Record

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 14, 2019
Property Address	228 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2269
Document Number	0047410060
Book / Page	004741 / 000060
Instrument Date	Jun 13, 2019
Instrument	41756
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,312.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 TOWN CENTER RD #600 BOCA RATON FL 334861040, 600, BOCA RATON, FL 33486-1040
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 228 Rum Runner Way was $10,485, up 4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,690 (+8.81%) Land $116,000 Building $598,690	$714,690 (+8.81%) Land $116,000 Building $598,690
2025	$10,485.00 (+4.01%)	$656,804 (-3.34%)	$656,804 (-3.34%) Land $100,000 Building $556,804
2024	$10,081.00 (+13.41%)	$679,493 (+8.58%)	$679,493 (+8.58%) Land $120,000 Building $559,493
2023	$8,889.00 (-0.57%) Homeowner's exemption	$625,824 (-3.07%)	$625,824 (-9.95%) Land $115,000 Building $510,824
2022	$8,940.00 Homeowner's exemption	$645,639	$695,000 Land $134,400 Building $560,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Rum Runner Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Rum Runner Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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