228 Roxbury Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 228 Roxbury Dr, O Fallon, MO 63366 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$267,500 (Jun 2020)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060300304`

Property Details

APN / Parcel Number

Primary APN	`T060300304`
Alternative APN	`2-0042-9788-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,599 sqft
Basement Area	1,553 sqft
Finished Basement	235 sqft
Unfinished Basement	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	73 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060300304
Street Address	228 ROXBURY DR
City	O FALLON
State	MO
Zip	63366-1492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #3 LOT 9
Legal Subdivision	HYLAND GREEN #3
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3029
Census Tract	311801

Owner

Source: St. Charles County records · APN T060300304

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	228 ROXBURY DR, O FALLON, MO 63366-1492
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 04, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 22, 2020	Quit Claim Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	2020426770
Deed Book / Page	7326 / 2042
Prior Transfer Date	May 16, 2020
Prior Transfer Doc	0073262042
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2026
Property Address	228 ROXBURY DR, O FALLON, MO 63366-1492
Document Number	0000022471
Instrument Date	May 06, 2026
Instrument	202622471
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	228 ROXBURY DR, O FALLON, MO 63366-1492

Mortgage

Document Number	0000022471,
Date	May 13, 2026
Instrument	202622471

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 06, 2036

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 ROXBURY DR, O FALLON, MO 63366-1492
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073630287
Date	Aug 04, 2020
Book Page	7363/287
Instrument	20200804000555290

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2020
Property Address	228 ROXBURY DR, O FALLON, MO 63366-1492
Document Number	0073262042
Book / Page	7326 / 2042
Map Reference	MB 42 PG 51
Instrument Date	May 16, 2020
Instrument	20200622000426770
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	228 ROXBURY DR, O FALLON, MO 63366-1492

Mortgage

Document Number	0073262044
Date	Jun 22, 2020
Book Page	7326/2044
Instrument	20200622000426780

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+3.39%)	$67,489 (+6.47%)	$355,204 (+6.47%) Land $65,000 Building $290,204
2024	$4,190.00
2023		$63,387
2022			$333,616 Land $45,000 Building $288,616

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	940 / 940
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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