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228 Ridgeway Rd, Cincinnati, OH 45216 Property Records

Hamilton County property record for 228 Ridgeway Rd, Cincinnati, OH 45216 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1951
Lot Size0.246 acres (10,716 sqft)
OwnerOwner Name on File
Last Sale$93,000 (Jun 2002)
Tax Bill$2,409 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0072-0104-00

Property Details

APN / Parcel Number

Primary APN590-0072-0104-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
Basement Area924 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions175 ft deep x 40 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address228 RIDGEWAY RD
CityCINCINNATI
StateOH
Zip45216-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY RD 40 X 175 IRR PT LOT N-RENSSELAER PK 3RD SUB
Legal SubdivisionRENSSELAER PARK 3RD SUB
Legal Lot NumberN-RENSS
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3005
Census Tract22200

Owner

Source: Hamilton County records · APN 590-0072-0104-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address228 RIDGEWAY RD, CINCINNATI, OH 45216-1523
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
KEMBA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2002 · Amount on Record
Deed SaleJun 05, 2002 · Amount on Record
Deed Document Number971564
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address228 RIDGEWAY RD, CINCINNATI, OH 45216-1523
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093481
DateAug 02, 2021
Book Page14471/4409
Instrument2021-0093481
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueJul 01, 2031

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address228 RIDGEWAY RD, CINCINNATI, OH 45216-1523
Document Number0000078923
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedNov 08, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address228 RIDGEWAY RD CINCINNATI OH 452161523, CINCINNATI, OH 45216-1523

Mortgage

Document Number0000078923
DateSep 16, 2019
Book Page014002/001724
Instrument78923
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 15, 2029

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,409.00 (+2.82%)$35,074 (-) Land $6,738 Building $28,336
2024$2,343.00 (+3.35%)$35,074 (-) Land $6,738 Building $28,336
2023$2,267.00 (+34.3%)$35,074 (+63.93%) Land $6,738 Building $28,336$100,210 (+63.93%) Land $19,250 Building $80,960
2022$1,688.00 Homeowner's exemption$21,396 Land $6,335 Building $15,061
2020$61,130 Land $18,100 Building $43,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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