228 Ridge Rd, Lancing, TN 37770 Property Records

Morgan County property record for 228 Ridge Rd, Lancing, TN 37770

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,108 sqft · built 2018
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065084 01030`

Property Details

APN / Parcel Number

Primary APN	`065084 01030`
Alternative APN	`084 01030`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Finished
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	532 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 RIDGE RD
City	LANCING
State	TN
Zip	37770-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1045
Census Tract	110200

Owner

Source: Morgan County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2101 NASHVILLE HWY, LANCING, TN 37770-2720
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE INVESTMENT GROUP
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 22, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 16, 2021
Transfer Doc	0000076345
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN TN
Recording Date	Aug 24, 2021
Property Address	228 RIDGE RD, LANCING, TN 37770-2801
Document Number	275/260
Book / Page	275 / 260
Map Reference	MB 1 PG 1397
Instrument Date	Aug 16, 2021
Instrument	76345
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ADMIRAL TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 WESTOVERLOOK DR, OAK RIDGE, TN 37830-3824

Mortgage

Document Number	76346
Date	Aug 24, 2021
Instrument	76346

Lender

Name	MORTGAGE INVESTMENT GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	228 RIDGE RD, LANCING, TN 37770-2801
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	261/822
Date	Dec 8, 2020
Book Page	261/822
Instrument	73227

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN TN
Recording Date	Feb 22, 2017
Property Address	228 RIDGE RD, LANCING, TN 37770-2801
Document Number	000207/560
Book / Page	207 / 560
Instrument Date	Feb 22, 2017
Instrument	59489
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 RIDGE RD, LANCING, TN 37770-2801

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (-7.66%)	$69,175 (-) Land $1,625 Building $67,550
2023		$69,175 Land $1,625 Building $67,550
2022	$2,037.00
2021			$276,700 Land $6,500 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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