228 Ranch Ln, Napa, CA 94558 Property Records

Napa County property record for 228 Ranch Ln, Napa, CA 94558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,821 sqft · built 2006
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$559,000 (Mar 2012)
Tax Bill$8,896 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN038-701-012-000

Property Details

APN / Parcel Number

Primary APN038-701-012-000
Alternative APNs
  • 038-701-012
  • 03870112

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,821 sqft Living Area
Gross Area3,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Old Parcel Number038-701-012
Street Address228 RANCH LN
CityNAPA
StateCA
Zip94558-7033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS7
Legal SubdivisionCHRISTENSEN SUBDIVISION
Legal Lot Number12
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2006
Census Tract200602

Owner

228 Ranch Ln is owned by two individuals who bought it in March 2012.

Source: Napa County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address419 CAMINO BAILEN, ESCONDIDO, CA 92029-7408
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2012 · Amount on File
Deed SaleMar 16, 2012 · Amount on File
Prior SaleJun 19, 2006
Deed Document Number20127106
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address228 RANCH LN, NAPA, CA 94558-7033
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address14670 VIA FIESTA 5, 5, SAN DIEGO, CA 92127-3897

Mortgage

Document Number0000028028
DateOct 27, 2020
Instrument2020-0028028
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 228 Ranch Ln was $8,896, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,896.00 (+2.14%)$716,164 (+2%) Land $224,199 Building $491,965$716,164 Land $224,199 Building $491,965
2025$8,710.00$702,122 Land $219,803 Building $482,319
2023$8,290.00 (+1.36%)$674,860 Land $211,269 Building $463,591
2022$8,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Ranch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Ranch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Valley Internet.

Nearby Properties on Ranch Ln

Nearby Streets

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