228 Purdue St, Vermillion, SD 57069 Property Records

Clay County property record for 228 Purdue St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 2022
Lot Size	1 acres (43,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Aug 2024)
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11600-00500-080-00`

Property Details

APN / Parcel Number

Primary APN	`11600-00500-080-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	43,705 sqft (1 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 PURDUE ST
City	VERMILLION
State	SD
Zip	57069-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 5 SEILERS 2ND SW 1/4 12-92-52 VERMILLION TWP
Legal Subdivision	SEILERS SECOND ADDITION
Legal Block	5
Legal Lot Number	8
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3000
Census Tract	965700

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 PURDUE ST, VERMILLION, SD 57069-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	228 PURDUE ST, VERMILLION, SD 57069-6516
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PURDUE ST, VERMILLION, SD 57069-6516

Mortgage

Document Number	0MT149/315
Date	Nov 3, 2025
Book Page	MT149/315
Instrument	A20251458

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	228 PURDUE ST, VERMILLION, SD 57069-6516
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30857 463RD AVE, VERMILLION, SD 57069-6413

Mortgage

Document Number	0MT145/232
Date	Jul 27, 2021
Book Page	MT145/232
Instrument	145920

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	VERMILLION, SD 57069

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Mar 2, 2022
Property Address	228 PURDUE ST, VERMILLION, SD 57069-6516
Document Number	000D82/654
Book / Page	D82 / 654
Instrument Date	Mar 1, 2022
Instrument	147271
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30857 463RD AVE, VERMILLION, SD 57069-6413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45507 RIVER DR, VERMILLION, SD 57069

Mortgage

Document Number	0000147272
Date	Mar 2, 2022
Instrument	147272

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
County Subdivision	Vermillion Township
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,581.00 (-7.98%)	$295,203 (+30.12%) Land $35,000 Building $260,203
2023	$4,978.00 (+755.33%)	$226,867 Land $29,472 Building $197,395
2022	$582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak, ICS Advanced Technologies.

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