228 Prospect Ave, Riverside, CA 92507 Property Records

Riverside County property record for 228 Prospect Ave, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1918
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Jan 2021)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`247-063-003`

Property Details

APN / Parcel Number

Primary APN	`247-063-003`
Alternative APN	`120700111`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	120700111
Street Address	228 PROSPECT AVE
City	RIVERSIDE
State	CA
Zip	92507-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.18 ACRES M/L IN LOTS 3 & 4 BLK 9 MB 007/033 SB EAST RIVERSIDE
Legal Subdivision	EAST RIVERSIDE
Legal Block	9
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3018
Census Tract	42300

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 11, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20216654
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000313312
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2021
Property Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127
Document Number	0000006654
Map Reference	MB 7 PG 33
Instrument Date	Dec 18, 2020
Instrument	2021-0006654
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127

Mortgage

Document Number	0000006655
Date	Jan 6, 2021
Instrument	2021-0006655

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 16, 2019
Property Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127
Document Number	0000313312
Instrument Date	May 13, 2019
Instrument	313312
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	228 PROSPECT AVE RIVERSIDE CA 925071127, RIVERSIDE, CA 92507-1127

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127
Document Number	0000178757
Instrument Date	May 11, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 PROSPECT AVE RIVERSIDE CA 925071127, RIVERSIDE, CA 92507-1127

Mortgage

Document Number	0000178757
Date	May 22, 2019
Instrument	178757

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2018
Property Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127
Document Number	0000308073
Map Reference	MB 7 PG 33
Instrument Date	Jul 11, 2018
Instrument	2018-0308073
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 PROSPECT AVE, RIVERSIDE, CA 92507-1127

Mortgage

Document Number	0000308074
Date	Jul 31, 2018
Instrument	2018-0308074

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,157 (+2%) Land $82,804 Building $258,353
2025	$3,854.00 (+4.05%)	$334,469 (+4.04%) Land $81,181 Building $253,288
2023	$3,704.00 (+1.93%)	$321,483 Land $78,030 Building $243,453
2022	$3,634.00
2021			$274,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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