228 Prospect Ave, Dayton, OH 45415 Property Records

Montgomery County property record for 228 Prospect Ave, Dayton, OH 45415 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 2018
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (Nov 2019)
Tax Bill$4,971 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM60-16312-0018

Property Details

APN / Parcel Number

Primary APNM60-16312-0018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,960 sqft
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions160 ft deep x 75 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area120 sqft
Deck Area128 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 PROSPECT AVE
CityDAYTON
StateOH
Zip45415-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18 GAISER
Legal SubdivisionGAISER
Legal Lot Number18
JurisdictionMONTGOMERY OH
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1008
Census Tract120103

Owner

Source: Montgomery County records · APN M60-16312-0018

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address228 PROSPECT AVE, DAYTON, OH 45415-2236
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 13, 2019Warranty Deed, Transfer · Conventional with PMI
WRIGHTPATT CU INC
Oct 16, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Prior SaleOct 16, 2017 · Amount on Record
Deed Document Number201963574
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJun 09, 2022
Property Address228 PROSPECT AVE, DAYTON, OH 45415-2236
Document Number0000036428
Map ReferenceMB K PG 6
Instrument DateMay 11, 2022
Instrument2022-00036428
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyFIRST NY TITLE AGENCY, FIRST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address228 PROSPECT AVE, DAYTON, OH 45415-2236

Mortgage

Document Number0000036429
DateJun 09, 2022
Instrument2022-00036429
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address228 PROSPECT AVE, DAYTON, OH 45415-2236
Transaction TypeMortgage
Record UpdatedJul 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043648
DateJun 08, 2021
Instrument2021-00043648
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateNov 13, 2019
Property Address228 PROSPECT AVE, DAYTON, OH 45415-2236
Document Number0000063574
Instrument DateNov 04, 2019
Instrument63574
Transaction TypeTransfer
Record UpdatedDec 04, 2019
Title CompanyFIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$509.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 PROSPECT AVE DAYTON OH 454152236, DAYTON, OH 45415-2236

Mortgage

Document Number63575
DateNov 13, 2019
Instrument63575
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45431
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateOct 16, 2017
Property Address228 PROSPECT AVE, DAYTON, OH 45415-2236
Document Number0000061393
Instrument DateSep 25, 2017
Instrument61393
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$9.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4441 SEVILLE DR ENGLEWOOD OH 453223730, ENGLEWOOD, OH 45322-3730

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityClayton City
Unified School DistrictNorthmont City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,971.00 (+5.63%)$78,380 (-) Land $7,750 Building $70,630$223,940 (-) Land $22,140 Building $201,800
2024$4,706.00 (+3.16%)
2023$4,562.00 (+12.39%)$78,380 (+47%) Land $7,750 Building $70,630$223,940 (+47%) Land $22,140 Building $201,800
2022$4,059.00$53,320 Land $5,270 Building $48,050
2020$152,340 Land $15,060 Building $137,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391131201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1994–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2003, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number