228 Pond St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 228 Pond St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,075 sqft · built 1920
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2022)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:014/026.0-0248-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/026.0-0248-0000.0`
Alternative APN	`ASHL M:026.0 B:0248 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,075 sqft Living Area
Gross Area	6,698 sqft
1st Floor Area	777 sqft
Basement Area	567 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	228 POND ST
City	ASHLAND
State	MA
Zip	01721-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	248
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1012
Census Tract	385203

Owner

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 POND ST, ASHLAND, MA 01721-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Jun 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ST MARYS CREDIT UNION
Apr 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Apr 22, 2015
Deed Document Number	202282449
Deed Book / Page	80213 / 279
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	228 POND ST, ASHLAND, MA 01721-2015
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080213-313
Date	Jun 1, 2022
Book Page	80213/313
Instrument	82452

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 1, 2022
Property Address	228 POND ST, ASHLAND, MA 01721-2015
Document Number	080213-279
Book / Page	80213 / 279
Instrument Date	Jun 1, 2022
Instrument	82449
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 POND ST, ASHLAND, MA 01721-2015

Mortgage

Document Number	0000082450
Date	Jun 1, 2022
Instrument	82450

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	080213-302
Date	Jun 1, 2022
Book Page	80213/302
Instrument	82451

Lender

Name	MASSACHUSETTS HOUSING PARTNERSHIP FUND
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Apr 19, 2022
Property Address	228 POND ST, ASHLAND, MA 01721-2015
Document Number	0079994-66
Book / Page	79994 / 66
Instrument Date	Apr 19, 2022
Instrument	57791
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 HAMPTON AVE, NEEDHAM, MA 02494-2614

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,662.00 (+1.22%)	$443,400 (+4.95%) Land $242,500 Building $200,900	$442,035 (+5.11%)
2024	$5,594.00 (+1.64%)	$422,500 (+5.7%) Land $242,500 Building $180,000	$420,565
2023	$5,504.00	$399,700 Land $231,100 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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