228 Phinneys Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 228 Phinneys Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 1805
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 1998)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CENT M:229 L:096`

Property Details

APN / Parcel Number

Primary APN	`CENT M:229 L:096`
Alternative APN	`141741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	3,235 sqft

Exterior

Year Built	Built 1805
Effective Year Built	Effective 1805
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	141741
Street Address	228 PHINNEYS LN
City	CENTERVILLE
State	MA
Zip	02632-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	96
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2015
Census Tract	12601

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 PHINNEYS LN, CENTERVILLE, MA 02632-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 8, 1998 · Amount on Record
Deed Sale	Jul 8, 1998 · Amount on Record
Prior Sale	Jul 8, 1998 · Amount on Record
Deed Book / Page	11558 / 40
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTERVILLE MA
Property Address	228 PHINNEYS LN, CENTERVILLE, MA 02632-2544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034706-269
Date	Nov 30, 2021
Book Page	34706/269
Instrument	77985

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	793 Months
Due	Dec 1, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.08%
Type Change Date	Jan 1, 2022
Index	Other

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,444.00 (+8.89%)	$549,300 (+5.13%) Land $151,300 Building $398,000	$669,180
2024	$4,081.00 (+3.55%)	$522,500 (+10.58%) Land $151,300 Building $371,200
2023	$3,941.00	$472,500 Land $145,200 Building $327,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20