New Castle County property record for 228 Palermo Dr, Bear, DE 19701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,744 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-028.40-084 |
| Primary APN | 11-028.40-084 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 182 ft deep x 60 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 228 PALERMO DR |
|---|---|
| City | BEAR |
| State | DE |
| Zip | 19701-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC6.5 |
| Legal Subdivision | PINE WOODS |
| Legal Lot Number | 43 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | GLASGOW |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 14809 |
Source: New Castle County records · APN 11-028.40-084
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 EMERSON AVE, PATERSON, NJ 07502-1606 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 20, 2018 | Deed, Transfer · FHA Mortgage ATLANTIC HOME LOANS INC |
| Apr 11, 2018 | Trustee's Deed, Foreclosure BLUE WATER TRUST (CT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 |
| Deed Sale | Sep 20, 2018 |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 201847949 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 228 PALERMO DR, BEAR, DE 19701-2524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000092948 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 20191118-0092948 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 228 PALERMO DR, BEAR, DE 19701-2524 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000116021 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 20201218-0116021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 20, 2018 |
| Property Address | 228 PALERMO DR, BEAR, DE 19701-2524 |
| Document Number | 0000047949 |
| Instrument Date | Sep 15, 2018 |
| Instrument | 20180920-0047949 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 PALERMO DR, BEAR, DE 19701-2524 |
| Document Number | 0000047950 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 20180920-0047950 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Apr 11, 2018 |
| Property Address | 228 PALERMO DR, BEAR, DE 19701-2524 |
| Document Number | 0000016985 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 16985 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,960.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1221 HOCKESSIN DE 197075221, HOCKESSIN, DE 19707-5221 |
| Document Number | 16986 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 16986 |
| Name | BLUE WATER TRUST (CT) |
|---|---|
| Address | HOCKESSIN, DE 19707 |
| Amount | Amount Recorded |
|---|
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Christina School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 (+0.43%) | $335,400 (+409.73%) Land $58,100 Building $277,300 | |
| 2024 | $312,030 | ||
| 2023 | $2,815.00 | $65,800 Land $13,400 Building $52,400 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cogeco Cable Holdings II.
Based on FCC filings for 472 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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