228 Page Dr, Richmond, KY 40475 Property Records

Madison County property record for 228 Page Dr, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerIndividual Name on Record
Last Sale$250,000 (Nov 2021)
Tax Bill$1,894 (2025)
Deeds & MortgagesJun 2026 Line of Credit
May 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0070-0035-0135

Property Details

APN / Parcel Number

Primary APN0070-0035-0135
Alternative APNs
  • 118563
  • 81607
  • 48024

Location & Zoning

Account Number48024
Street Address228 PAGE DR
CityRICHMOND
StateKY
Zip40475-7590
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionORCHARD HILLS LOT 135 PH 4
Legal Phase4
Legal Lot Number135
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3010
Census Tract10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address228 PAGE DR, RICHMOND, KY 40475-7590
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
PARK FEDERAL CREDIT UNION
May 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PARK COMMUNITY FCU
Aug 21, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PARK COMMUNITY FCU
Nov 2, 2021Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleJul 12, 2021 · Amount on Record
Deed Document Number2014061826
Deed Book / PageD813 / 549
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateJun 10, 2026
Property Address228 PAGE DR, RICHMOND, KY 40475-7590
Document Number0014354691
Book / Page2475 / 230
Instrument DateJun 4, 2026
Instrument202614354691
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address228 PAGE DR, RICHMOND, KY 40475-7590

Mortgage

Document Number0014354691,
DateJun 10, 2026
Book Page2475/230
Instrument202614354691
Lender
NamePARK FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address228 PAGE DR, RICHMOND, KY 40475-7590
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2235/656
DateMay 24, 2023
Book PageM2235/656
Instrument2014146774
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
AddressLOUISVILLE, KY 40299
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 16, 2033

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address228 PAGE DR, RICHMOND, KY 40475-7590
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M2321/71
DateAug 21, 2024
Book PageM2321/71
Instrument2014218143
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
AddressLOUISVILLE, KY 40299
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueJul 23, 2034

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateNov 2, 2021
Property Address228 PAGE DR, RICHMOND, KY 40475-7590
Document Number00D813/549
Book / PageD813 / 549
Map ReferenceCAB 29 SL 220
Instrument DateOct 29, 2021
Instrument2014061826
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1212 SUNSHINE LN, JEFFERSONVILLE, IN 47130-6750

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address228 PAGE DR, RICHMOND, KY 40475-7590

Mortgage

Document Number2014061829
DateNov 2, 2021
Instrument2014061829
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

July 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 12, 2021
Property Address228 PAGE DR, RICHMOND, KY 40475-7590
Document Number00D808/334
Book / PageD808 / 334
Map ReferenceCAB 29 SL 220
Instrument DateJul 7, 2021
Instrument2014044335
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1511, RICHMOND, KY 40476-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 VONBRYAN TRCE, LEXINGTON, KY 40509-2138

Mortgage

Document Number2014044336
DateJul 12, 2021
Instrument2014044336
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,894.00 (-4.1%) Homeowner's exemption$250,000 (-)$250,000 (-)
2023$1,975.00 (-18.79%) Homeowner's exemption$250,000 (-)$250,000 (-)
2022$2,432.00$250,000$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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