Woodford County property record for 228 Paddock Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,505 sqft |
| Lot Size | 0.22 acres (9,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (May 2022) |
| Tax Bill | $2,435 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-3001-010-00 |
| Primary APN | 41-3001-010-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,505 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Lot Area | 9,450 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Type | Detached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Account Number | 34725 |
|---|---|
| Street Address | 228 PADDOCK DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | SP LEV |
| Legal Subdivision | PADDOCK PLACE |
| Legal Block | D U2A |
| Legal Lot Number | 8 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50107 |
Source: Woodford County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 PADDOCK DR, VERSAILLES, KY 40383-1787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jan 7, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on Record |
| Deed Sale | May 3, 2022 · Amount on Record |
| Deed Document Number | 2022138963 |
| Deed Book / Page | 333 / 554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | May 3, 2022 |
| Property Address | 228 PADDOCK DR, VERSAILLES, KY 40383-1787 |
| Document Number | 00D333/554 |
| Book / Page | D333 / 554 |
| Map Reference | MB 79 PG 8 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 138963 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 373, LAWRENCEBURG, KY 40342-0373 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 PADDOCK DR, VERSAILLES, KY 40383-1787 |
| Document Number | 0000138967 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 138967 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 228 PADDOCK DR, VERSAILLES, KY 40383-1787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M854/694 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | M854/694 |
| Instrument | 86815 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,435.00 (-8.15%) | $247,500 (-) | $247,500 (-) |
| 2023 | $2,651.00 | $247,500 | $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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