Horry County property record for 228 Osprey Cove Loop, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 997 sqft · built 2002 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2024) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 449-11-04-0047 |
| Primary APN | 449-11-04-0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 997 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 228 OSPREY COVE LOOP |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-6571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSPREY COVE PH 4; LOT 164 |
| Legal Subdivision | OSPREY COVE PH 4 |
| Legal Lot Number | 164 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 51606 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BK |
| Oct 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Apr 12, 2017 | Grant Deed, Transfer · FHA Mortgage GUARANTY TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2018 · Amount on Record |
| Deed Document Number | 202459076 |
| Deed Book / Page | 4815 / 754 |
| Prior Transfer Date | Jun 25, 2005 |
| Prior Transfer Doc | 2938/0865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 228 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 6213/1945 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 228 OSPREY COVE LOOP MYRTLE BEACH SC 295886571, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 6213/1945 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 006213/001945 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 3, 2018 |
| Property Address | 228 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 4146/3487 |
| Book / Page | 004146 / 003487 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OSPREY COVE LOOP MYRTLE BEACH SC 295886571, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 6030/2023 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 006030/002023 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 12, 2017 |
| Property Address | 228 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 4001/2455 |
| Book / Page | 004001 / 002455 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 40944 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $553.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OSPREY COVE LOOP MYRTLE BEACH SC 295886571, MYRTLE BEACH, SC 29588-6571 |
| Document Number | 5871/3127 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 005871/003127 |
| Name | GUARANTY TR |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 (+550.53%) | ||
| 2024 | $471.00 (+12.41%) | $8,857 (+65.37%) Land $4,059 Building $4,798 | $221,439 (+65.39%) Land $101,487 Building $119,952 |
| 2023 | $419.00 (+2.95%) | $5,356 (-) Land $1,340 Building $4,016 | $133,890 (-) Land $33,490 Building $100,400 |
| 2021 | $407.00 | $5,356 Land $1,340 Building $4,016 | $133,890 Land $33,490 Building $100,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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