Lorain County property record for 228 Oakwood St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,107 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-004-124-010 |
| Primary APN | 10-00-004-124-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Gross Area | 1,197 sqft |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 186 sqft |
| Patio Area | 98 sqft |
| Canopy | 98 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 228 OAKWOOD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAPEVINE 40 X 126 |
| Legal Subdivision | GRAPEVINE |
| Legal Block | 124 |
| Legal Lot Number | 18 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 71300 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Dec 20, 2023 | Transfer on Death Deed, Transfer |
| May 1, 2023 | Transfer on Death Deed, Transfer |
| Jun 27, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000939174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009107 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024-0009107 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 20, 2023 |
| Property Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Document Number | 0000939174 |
| Map Reference | VOL 6 PG 49 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023-0939174 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 1, 2023 |
| Property Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Document Number | 0000914235 |
| Map Reference | VOL 6 PG 49 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023-0914235 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 27, 2022 |
| Property Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
| Document Number | 0000880892 |
| Map Reference | VOL 6 PG 49 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-0880892 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OAKWOOD ST, ELYRIA, OH 44035-8002 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 | $36,580 (-0.02%) Land $4,980 Building $31,600 | $104,530 (-) Land $14,240 Building $90,290 |
| 2024 | $1,729.00 (+220.19%) | $36,586 (+95.24%) Land $4,984 Building $31,602 | $104,530 (+95.24%) Land $14,240 Building $90,290 |
| 2023 | $540.00 (-2%) | $18,739 (-0.01%) Land $4,564 Building $14,175 | $53,540 (-) Land $13,040 Building $40,500 |
| 2022 | $551.00 | $18,740 Land $4,560 Building $14,180 | |
| 2021 | $53,540 Land $13,040 Building $40,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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