228 Oak St, Soledad, CA 93960 Property Records

Monterey County property record for 228 Oak St, Soledad, CA 93960

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,128 sqft · built 1928
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (May 2005)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-082-005-000`

Property Details

APN / Parcel Number

Primary APN	`022-082-005-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2010
Architectural Style	L-Shape
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	228 OAK ST
City	SOLEDAD
State	CA
Zip	93960-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF SCHIEKELE ADD TO SOLEDAD LOT 37 & 38
Legal Subdivision	MAP OF SCHIEKELE ADD TO SOLEDAD
Legal Lot Number	37,38
Jurisdiction	MONTEREY CA
Township / Civil Division	SOLEDAD
Census Block Group	2
Census Block	2007
Census Tract	11103

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 OAK ST, SOLEDAD, CA 93960-2638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage RABOBANK
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit RABOBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2005 · Amount on Record
Deed Sale	May 17, 2005 · Amount on Record
Deed Document Number	200549640
Prior Transfer Date	Feb 1, 1999
Prior Transfer Doc	0000036686
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	228 OAK ST, SOLEDAD, CA 93960-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010005
Date	Feb 28, 2020
Instrument	2020010005

Lender

Name	MECHANICS BANK
Type	Bank
Address	SOLEDAD, CA 93960

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	228 OAK ST, SOLEDAD, CA 93960-2638
Document Number	0000010499
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 OAK ST SOLEDAD CA 939602638, SOLEDAD, CA 93960-2638

Mortgage

Document Number	0000010499
Date	Mar 19, 2019
Instrument	10499

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	228 OAK ST, SOLEDAD, CA 93960-2638
Document Number	0000059384
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 OAK ST SOLEDAD CA 939602638, SOLEDAD, CA 93960-2638

Mortgage

Document Number	0000059384
Date	Oct 24, 2017
Instrument	59384

Lender

Name	RABOBANK
Type	Bank
Address	SOLEDAD, CA 93960

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Soledad City
Unified School District	Soledad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,000 (-) Land $176,000 Building $293,000
2025	$6,001.00 (+13.4%) Homeowner's exemption	$469,000 (+5.16%) Land $176,000 Building $293,000
2023	$5,292.00 (+2.62%)	$446,000 Land $177,000 Building $269,000
2022	$5,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet, T-Mobile USA.

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