228 Oak Cir, Ocala, FL 34472 Property Records

Marion County property record for 228 Oak Cir, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Mar 2021)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9012-0174-10`

Property Details

APN / Parcel Number

Primary APN	`9012-0174-10`
Alternative APNs	`1367778000` `1367778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	1,852 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	33 sqft
Patio Area	24 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	228 OAK CIR
City	OCALA
State	FL
Zip	34472-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 21 TWP 16 RGE 23 PLAT BOOK J PAGE 103 SILVER SPRINGS SHORES UNIT 12 BLK 174 LOT 10
Legal Range	23E
Legal Township	16S
Legal Section	21
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	174
Legal Lot Number	10
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1024
Census Tract	1103

Owner

Source: Marion County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 OAK CIR, OCALA, FL 34472-3164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 11, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 29, 2020	Warranty Deed, Transfer STEWART TITLE
Jul 20, 2018	Loan Modification, Mortgage · FHA Mortgage SELENE FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202131413
Deed Book / Page	7404 / 1957
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	228 OAK CIR, OCALA, FL 34472-3164
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 OAK CIR, OCALA, FL 34472-3164

Mortgage

Document Number	0087151802
Date	Sep 18, 2025
Book Page	8715/1802
Instrument	2025125437

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Apr 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	228 OAK CIR, OCALA, FL 34472-3164
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 OAK CIR, OCALA, FL 34472-3164

Mortgage

Document Number	0082401084
Date	Jan 30, 2024
Book Page	8240/1084
Instrument	2024011291

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 11, 2021
Property Address	228 OAK CIR, OCALA, FL 34472-3164
Document Number	0074041957
Book / Page	7404 / 1957
Map Reference	MB J PG 103-115
Instrument Date	Mar 9, 2021
Instrument	2021031413
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7451 HEMLOCK RD, 7451, OCALA, FL 34472-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 OAK CIR, OCALA, FL 34472-3164

Mortgage

Document Number	74041968
Date	Mar 11, 2021
Instrument	7404/1968

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 29, 2020
Property Address	228 OAK CIR, OCALA, FL 34472-3164
Document Number	0073030759
Book / Page	007303 / 000759
Instrument Date	Oct 27, 2020
Instrument	116268
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 OAK CIR OCALA FL 344723164, OCALA, FL 34472-3164

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	228 OAK CIR, OCALA, FL 34472-3164
Document Number	0068081663
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 OAK CIR OCALA FL 344723164, OCALA, FL 34472-3164

Mortgage

Document Number	0068081663
Date	Aug 1, 2018
Book Page	006808/001663
Instrument	74114

Lender

Name	SELENE FIN
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,158.00 (+103.79%) Homeowner's exemption	$188,920 (+5.99%)	$236,930 (+10.26%) Land $23,000 Building $213,930
2023	$2,531.00 (+2.84%) Homeowner's exemption	$178,249 (+3%) Land $18,500 Building $159,749	$214,877 (+24.17%) Land $18,500 Building $196,377
2022	$2,461.00 Homeowner's exemption	$173,057 Land $14,000 Building $159,057	$173,057 Land $14,000 Building $159,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures