228 Northwest Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 228 Northwest Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,620 sqft · built 1952
Lot Size	0.51 acres (22,204 sqft)
Owner	2 Company Names on Record
Last Sale	$600,000 (Sep 2026)
Tax Bill	$7,712 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-00294286`

Property Details

APN / Parcel Number

Primary APN	`05-00294286`
Alternative APN	`00294286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	22,204 sqft (0.51 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	30 sqft
Greenhouse	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00294286
Street Address	228 NORTHWEST TER
City	SILVER SPRING
State	MD
Zip	20901-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BURNT MILLS VILLAGE
Legal Subdivision	BURNT MILL VILLAGE
Legal Block	J
Legal Lot Number	30
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	701506

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	228 NORTHWEST TER, SILVER SPRING, MD 20901-1230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer · Conventional Mortgage HOME CORPORATION
Aug 9, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Deed Book / Page	70936 / 142
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0579940033
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 15, 2026
Property Address	228 NORTHWEST TER, SILVER SPRING, MD 20901-1230
Document Number	7093000142
Book / Page	70936 / 142
Instrument Date	Sep 8, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	TITLE EXPRESS COMPANY, EXPRESS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

Mortgage

Document Number	7093000146,
Date	Sep 15, 2026
Book Page	70936/146

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 9, 2019
Property Address	228 NORTHWEST TER, SILVER SPRING, MD 20901-1230
Document Number	0579940033
Book / Page	057994 / 000033
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85144 RICHMOND VA 232855144, RICHMOND, VA 23285-5144

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,600 (+8.95%) Land $245,100 Building $393,500	$638,600 (-) Land $245,100 Building $393,500
2025	$7,712.00 (+1%)	$586,133 (+21.81%)	$638,600 (+32.71%) Land $245,100 Building $393,500
2024	$7,011.00 (+33.87%)
2023		$481,200 Land $245,100 Building $236,100	$481,200 Land $245,100 Building $236,100
2022	$5,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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