228 Northpointe Dr, Arley, AL 35541 Property Records

Winston County property record for 228 Northpointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,624 sqft · built 2019
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Trust Names on File
Last Sale	$785,000 (May 2025)
Tax Bill	$1,573 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38769`

Property Details

APN / Parcel Number

Primary APN	`38769`
Alternative APN	`67 11 02 09 0 200 011.010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	928 sqft
Upper Floors Area	696 sqft
Basement Area	993 sqft
Finished Basement	928 sqft
Unfinished Basement	65 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	133 ft deep x 126 ft wide
Porch	Slab
Porch Area	436 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38769
Street Address	228 NORTHPOINTE DR
City	ARLEY
State	AL
Zip	35541-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIDGE AT ROCK CREEK MB 3 PG 184 S9 T11 R6
Legal Range	06W
Legal Township	11S
Legal Section	09
Legal Subdivision	RIDGE AT ROCK CREEK
Legal Lot Number	12
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1004
Census Tract	965503

Owner

228 Northpointe Dr is held in a trust since May 2025.

Source: Winston County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2023 LINDEN AVE, MEMPHIS, TN 38104-4132
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WALKER COUNTY
May 13, 2025	Warranty Deed, Transfer · Line of Credit FIRST COMMERCIAL BANK
Aug 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2025
Deed Book / Page	2025 / 2517
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	228 NORTHPOINTE DR, ARLEY, AL 35541-4586
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000650/132
Date	Jun 4, 2020
Book Page	650/132

Lender

Name	BANK OF WALKER COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	May 13, 2025
Property Address	228 NORTHPOINTE DR, ARLEY, AL 35541-4586
Document Number	02025/2517
Book / Page	2025 / 2517
Map Reference	MB 3 PG 184
Instrument Date	May 9, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 JOY ST SE, CULLMAN, AL 35055-5018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 LINDEN AVE, MEMPHIS, TN 38104-4132

Mortgage

Document Number	0020253386
Date	May 13, 2025
Instrument	2025/3386

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Aug 30, 2019
Property Address	228 NORTHPOINTE DR, ARLEY, AL 35541-4586
Document Number	000338/289
Book / Page	338 / 289
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3490 INDEPENDENCE DR, BIRMINGHAM, AL 35209-5604
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 228 Northpointe Dr was $1,573, up 10.6% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Arley Town
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,573.00 (+10.62%)
2025	$1,422.00 (+7%)	$43,100 (+6.95%)	$443,300 (+9.99%) Land $77,200 Building $366,100
2024	$1,329.00 (+7.96%)	$40,300 (+7.98%)	$403,020 (+8%) Land $75,000 Building $328,020
2023	$1,231.00 (+12.01%)	$37,320 (+12%)	$373,180 (+12.01%) Land $75,000 Building $298,180
2022	$1,099.00	$33,320	$333,180 Land $75,000 Building $258,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 Northpointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Northpointe Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Northpointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures