228 N Walnut St, Ottawa, OH 45875 Property Records

Putnam County property record for 228 N Walnut St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 1990
Lot Size	0.19 acres (8,300 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2021)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`32-016050.0000`

Property Details

APN / Parcel Number

Primary APN	`32-016050.0000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,204 sqft
Upper Floors Area	672 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,300 sqft (0.19 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 N WALNUT ST
City	OTTAWA
State	OH
Zip	45875-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00173
Legal Lot Number	173
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1040
Census Tract	30301

Owner

228 N Walnut St is owned and occupied by two individuals who bought it in August 2021.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 N WALNUT ST, OTTAWA, OH 45875-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Survivorship Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Aug 19, 2021	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	20214434
Deed Book / Page	737 / 1304
Record Updated	Sep 20, 2026

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Mar 3, 2021
Property Address	228 N WALNUT ST, OTTAWA, OH 45875-1745
Document Number	000731/645
Book / Page	731 / 645
Instrument Date	Mar 1, 2021
Instrument	202100001082
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	238 N WALNUT ST, OTTAWA, OH 45875-1745

Mortgage

Document Number	202100001083
Date	Mar 3, 2021
Instrument	202100001083

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 19, 2021
Property Address	228 N WALNUT ST, OTTAWA, OH 45875-1745
Document Number	00737/1304
Book / Page	737 / 1304
Instrument Date	Mar 1, 2021
Instrument	202100004434
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	228 N WALNUT ST, OTTAWA, OH 45875-1745

Tax Assessment & Valuation

The 2025 property tax bill for 228 N Walnut St was $1,519 with a homeowner's exemption, up 2.2% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00 (+2.15%) Homeowner's exemption	$45,840 (-) Land $4,290 Building $41,550	$130,970 Land $12,260 Building $118,710
2024	$1,487.00 (-0.07%) Homeowner's exemption	$45,840 (+28.01%) Land $4,290 Building $41,550
2023	$1,488.00 (+12.81%) Homeowner's exemption Additional exemption filed	$35,810 (-) Land $3,310 Building $32,500	$130,970 Land $12,260 Building $118,710
2022	$1,319.00	$35,810 Land $3,310 Building $32,500
2020			$102,320 Land $9,460 Building $92,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 N Walnut St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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