228 N Neeper St, Capac, MI 48014 Property Records

St. Clair County property record for 228 N Neeper St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,262 sqft · built 1945
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Nov 2019)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-950-0169-600`

Property Details

APN / Parcel Number

Primary APN	`74-40-950-0169-600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 N NEEPER ST
City	CAPAC
State	MI
Zip	48014-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 9 B2N R1W VILLAGE OF CAPAC
Legal Subdivision	VILLAGE OF CAPAC
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1008
Census Tract	657100

Owner

Source: St. Clair County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 N NEEPER ST, CAPAC, MI 48014-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage · FHA Mortgage BM REAL ESTATE SERVICES INC
Nov 6, 2019	Warranty Deed, Transfer LIBERTY TITLE
Jun 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	201923347
Deed Book / Page	5117 / 405
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0005068342
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	228 N NEEPER ST, CAPAC, MI 48014-3034
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005108204
Date	Oct 14, 2019
Book Page	5108/204
Instrument	2019021389

Lender

Name	BM REAL ESTATE SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 6, 2019
Property Address	228 N NEEPER ST, CAPAC, MI 48014-3034
Document Number	0005117405
Book / Page	5117 / 405
Map Reference	LB H PG 72
Instrument Date	Oct 4, 2019
Instrument	2019023347
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15665 IMLAY CITY RD, 15665, MUSSEY, MI 48014-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 N NEEPER ST, CAPAC, MI 48014-3034

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 20, 2019
Property Address	228 N NEEPER ST, CAPAC, MI 48014-3034
Document Number	0050680342
Book / Page	005068 / 000342
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$75.25
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14417 HOUGH RD ALLENTON MI 480023704, ALLENTON, MI 48002-3704

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 24, 2018
Property Address	228 N NEEPER ST, CAPAC, MI 48014-3034
Document Number	0049910364
Book / Page	004991 / 000364
Instrument Date	Sep 8, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14417 HOUGH RD ALLENTON MI 480023704, ALLENTON, MI 48002-3704

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (-0.44%) Homeowner's exemption	$75,600 (+9.09%)
2024	$1,825.00 (+12.79%)		$151,200 (+9.09%)
2023		$69,300
2022	$1,618.00		$138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

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