Hardin County property record for 228 N Main St, Ada, OH 45810
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,570 sqft · built 1920 |
| Lot Size | 0.107 acres (4,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Dec 2002) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-010044.0000 |
| Primary APN | 25-010044.0000 |
|---|
| Units | 3 Units |
|---|---|
| Building Area | 4,570 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,696 sqft (0.107 acres) |
| Lot Dimensions | 316 ft deep x 30 ft wide |
| Street Address | 228 N MAIN ST |
|---|---|
| City | ADA |
| State | OH |
| Zip | 45810-1183 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | MC ELROYS SUB PT 3 |
| Legal Subdivision | MC ELROYS |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 402 |
228 N Main St, a commercial property, is owned by two individuals who acquired it in April 2007.
Source: Hardin County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 MAGNOLIA LN, BLUFFTON, OH 45817-1195 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2002 · Amount on File |
| Deed Sale | Dec 26, 2002 · Amount on File |
| Prior Sale | May 4, 1992 · Amount on File |
| Last Transfer Date | Apr 19, 2007 |
| Transfer Doc | 0000043732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Apr 2, 2026 |
| Property Address | 228 N MAIN ST, ADA, OH 45810-1183 |
| Document Number | 0000000954 |
| Book / Page | 577 / 1832 |
| Instrument Date | Jan 1, 2026 |
| Instrument | 2026954 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 105 MAGNOLIA LN, BLUFFTON, OH 45817-1195 |
| Document Number | 0000000954, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 577/1832 |
| Instrument | 2026954 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | May 1, 2039 |
| Rate | 6.19% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 228 N Main St was $2,192, up 0.5% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Ada Village |
| County | Hardin County |
| County Subdivision | Liberty Township |
| Unified School District | Ada Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 (+0.5%) | $39,320 (-) Land $2,670 Building $36,650 | |
| 2024 | $2,181.00 (+0.18%) | $39,320 (-) Land $2,670 Building $36,650 | |
| 2023 | $2,177.00 (-1.31%) | $39,320 (+4.3%) Land $2,670 Building $36,650 | $112,340 Land $7,630 Building $104,710 |
| 2022 | $2,206.00 | $37,700 Land $2,800 Building $34,900 | |
| 2020 | $107,710 Land $8,000 Building $99,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 228 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA VILLAGE serves 5,334 people · EPA ID OH3300012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: MetaLINK Technologies, T-Mobile, Watch TV.
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