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228 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 228 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeCommercial
Details2,750 sqft · built 1976
Lot Size0.071 acres (3,124 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Sep 2018)
Tax Bill$4,658 (2026)
Deeds & MortgagesSep 2018 Sale
Sep 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-4470-02890

Property Details

APN / Parcel Number

Primary APN010-4470-02890
Alternative APN
  • 1057893

Interior

Stories1 Story
Building Area2,750 sqft Gross Area
1st Floor Area2,750 sqft
Basement Area2,750 sqft
Unfinished Basement2,750 sqft
FlooringCarpet
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Lot Area3,124 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Account Number1057893
Street Address228 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-2463
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 3 BLOCK 19 SERIAL #
Legal SubdivisionWEST DULUTH 1ST DIV
Legal Block19
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2053
Census Tract15800

Owner

228 N Central Ave, a commercial property, is owned by a company that bought it in September 2018.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5065 MILLER TRUNK HWY, HERMANTOWN, MN 55811-1442
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 12, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Mar 27, 2017Loan Modification, Mortgage
ALERUS FIN'L
Mar 27, 2017Loan Modification, Mortgage
ALERUS FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2018 · Amount on File
Deed SaleSep 14, 2018 · Amount on File
Prior SaleSep 12, 2018 · Amount on File
Deed Document Number20181340684
Prior Transfer DateSep 5, 2018
Prior Transfer Doc0001340684
Record UpdatedSep 20, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 14, 2018
Property Address228 N CENTRAL AVE, DULUTH, MN 55807-2463
Document Number00A1340684
Instrument DateSep 5, 2018
InstrumentA1340684
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$660.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5065 MILLER TRUNK HWY HERMANTOWN MN 558111442, HERMANTOWN, MN 55811-1442

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 12, 2018
Property Address228 N CENTRAL AVE, DULUTH, MN 55807-2463
Document Number0001002604
Instrument DateSep 5, 2018
Instrument1002604
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$660.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5065 MILLER INPLE HWY HERMANTOWN MN 55811, HERMANTOWN, MN 55811

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address228 N CENTRAL AVE, DULUTH, MN 55807-2463
Document Number000T983718
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5713 GRAND AVE #B DULUTH MN 558072564, B, DULUTH, MN 55807-2564

Mortgage

Document Number000T983718
DateApr 6, 2017
InstrumentT983718
Lender
NameALERUS FIN'L
TypeFunding / Finance Company
AddressGRAND FORKS, ND 58201
Agreement
Term60 Months
DueApr 5, 2022
Interest
Rate TypeAdjustable Rate

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address228 N CENTRAL AVE, DULUTH, MN 55807-2463
Document Number00A1307139
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5713 GRAND AVE #B DULUTH MN 558072564, B, DULUTH, MN 55807-2564

Mortgage

Document Number00A1307139
DateApr 11, 2017
InstrumentA1307139
Lender
NameALERUS FIN'L
TypeFunding / Finance Company
AddressGRAND FORKS, ND 58201
Agreement
Term60 Months
DueApr 10, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 228 N Central Ave was $4,658, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,658.00 (+2.87%)
2025$4,528.00 (-2.92%)$207,500 (+4.06%) Land $51,500 Building $156,000$207,500 (+4.06%) Land $51,500 Building $156,000
2024$4,664.00$199,400 Land $49,900 Building $149,500$199,400 Land $49,900 Building $149,500
2022$199,500 Land $50,000 Building $149,500$199,500 Land $50,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 N Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1988–2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 N Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

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