228 N C St, Centerton, AR 72719 Property Records

Benton County property record for 228 N C St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,014 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jan 2026)
Tax Bill	$1,748 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00194-001`

Property Details

APN / Parcel Number

Primary APN	`06-00194-001`
Alternative APNs	`37112.0` `37112`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	1,014 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	276 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	228 N C ST
City	CENTERTON
State	AR
Zip	72719-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT SPLIT 18-152
Legal Range	31
Legal Township	20
Legal Section	33
Legal Subdivision	ROZARS 1ST ADD-CENTERTON
Legal Block	4
Legal Lot Number	8A
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1037
Census Tract	20904

Owner

228 N C St is owned and occupied by an individual who bought it in January 2026.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	228 N C ST, CENTERTON, AR 72719-9324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 30, 2020	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/FT SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20264501
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jan 28, 2026
Property Address	228 N C ST, CENTERTON, AR 72719-9324
Document Number	L202604501
Map Reference	REC 18 PG 152
Instrument Date	Jan 21, 2026
Instrument	L202604501
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	ALLEGIANCE TITLE COMPANY-ROCKWALL, ALLEGIANCE TTL CO OF AR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4525 GOLF PARK DR, LYNCHBURG, VA 24502-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228NC ST, CENTERTON, AR 72719

Mortgage

Document Number	L202604502
Date	Jan 28, 2026
Instrument	L202604502

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 30, 2020
Property Address	228 N C ST, CENTERTON, AR 72719-9324
Document Number	0000038195
Instrument Date	Jun 29, 2020
Instrument	38195
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N C ST CENTERTON AR 727199324, CENTERTON, AR 72719-9324

Mortgage

Document Number	38196
Date	Jun 30, 2020
Instrument	38196

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Mortgage

Document Number	38197,
Date	Jun 30, 2020
Instrument	38197

Lender

Name	HOUSING FIN AUTH
Address	LITTLE ROCK, AR 72203-8023

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	228 N C ST, CENTERTON, AR 72719-9324
Document Number	0000042881
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N C ST CENTERTON AR 727199324, CENTERTON, AR 72719-9324

Mortgage

Document Number	0000042881
Date	Aug 16, 2018
Instrument	42881

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Aug 15, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 228 N C St was $1,748, up 5.9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,748.00 (+5.94%)	$40,622 (-) Land $17,000 Building $23,622	$203,110 Land $85,000 Building $118,110
2025	$1,650.00 Homeowner's exemption	$40,622 Land $17,000 Building $23,622
2024			$203,110 (+65.4%) Land $85,000 Building $118,110
2023	$1,515.00 Homeowner's exemption	$24,560 Land $7,000 Building $17,560	$122,800 Land $35,000 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 N C St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 N C St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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