228 N Brooks St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 228 N Brooks St, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,871 sqft · built 1959
Owner	2 Individual Names on File
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173B-33-01-006`

Property Details

APN / Parcel Number

Primary APN	`173B-33-01-006`
Alternative APN	`12285`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,871 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Bath House	320 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12285
Street Address	228 N BROOKS ST
City	PONTOTOC
State	MS
Zip	38863-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT NW1/4 E OF BROOKS DB 245-484 DB 568-438 7/93 DB 689-366 3/30/98 20182528 7/6/18 662 489 4686
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	1
Census Block	1019
Census Tract	950300

Owner

Source: Pontotoc County records · APN 173B-33-01-006

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PONTOTOC, MS 38863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 02, 2019	Deed of Trust, Mortgage RENASANT BANK
Nov 16, 2018	Deed of Trust, Mortgage RENASANT BANK
Jun 27, 2018	Deed of Trust, Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602

Mortgage

Document Number	2020003773
Date	Oct 08, 2020
Instrument	2020003773

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602

Mortgage

Document Number	2019004512
Date	Dec 02, 2019
Instrument	2019004512

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	5 Months
Due	May 20, 2020

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602

Mortgage

Document Number	2018004389
Date	Nov 16, 2018
Instrument	2018004389

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 05, 2019

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N BROOKS ST, PONTOTOC, MS 38863-1602

Mortgage

Document Number	2018002417
Date	Jun 27, 2018
Instrument	2018002417

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00 (+4.17%) Homeowner's exemption	$17,492 (-)	$161,247 (-) Land $22,500 Building $138,747
2023	$2,230.00 Homeowner's exemption	$17,492	$161,247 Land $22,500 Building $138,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281159503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · other causes

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 47 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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