228 N B St, Centerton, AR 72719 Property Records

Benton County property record for 228 N B St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Jul 2021)
Tax Bill	$1,527 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00109-000`

Property Details

APN / Parcel Number

Primary APN	`06-00109-000`
Alternative APNs	`37002.0` `37002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Porch	Open Porch
Porch Area	72 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	228 N B ST
City	CENTERTON
State	AR
Zip	72719-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 1/10/1900 B-81 PART OF LOT 7 IN BLOCK 5 IN THE ORIGINAL TOWN OF CENTERTON, BENTON COUNTY, ARKANSAS, DESCRIBED AS BEGINNING AT THE SW CORNER OF SAID LOT 7; THENCE S895543E 100 FEET; THENCE NORTH 130.00 FEET; THENCE N895543W 20.00; THENCE SOUTH
Legal Range	31
Legal Township	20
Legal Section	33
Legal Subdivision	CENTERTON ORIG-CENTERTON
Legal Block	5
Legal Lot Number	7
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	1
Census Block	1036
Census Tract	20904

Owner

228 N B St is owned by two individuals who bought it in July 2021.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2951 LAUREL CIR, CENTERTON, AR 72719-8821
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SIGNATURE BANK OF ARKANSAS
Jul 27, 2020	Loan Modification, Mortgage · Line of Credit UNITED BK
Jul 27, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Mar 12, 2012 · Amount on File
Deed Document Number	202150669
Prior Transfer Date	Jul 13, 2010
Prior Transfer Doc	2010037690
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 7, 2021
Property Address	228 N B ST, CENTERTON, AR 72719-9304
Document Number	0000050669
Instrument Date	Jul 6, 2021
Instrument	2021050669
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 N NELSON AVE, GENTRY, AR 72734-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2951 LAUREL CIR, CENTERTON, AR 72719-8821

Mortgage

Document Number	0000050670
Date	Jul 7, 2021
Instrument	2021050670

Lender

Name	SIGNATURE BANK OF ARKANSAS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 6, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	228 N B ST, CENTERTON, AR 72719-9304
Document Number	0000057437
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N B ST CENTERTON AR 727199304, CENTERTON, AR 72719-9304

Mortgage

Document Number	0000057437
Date	Sep 14, 2020
Instrument	57437

Lender

Name	UNITED BK
Type	Bank
Address	SPRINGDALE, AR 72764

Agreement

Type	Line of Credit
Term	144 Months
Due	Sep 13, 2032

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	228 N B ST, CENTERTON, AR 72719-9304
Document Number	0000064479
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 N B ST CENTERTON AR 727199304, CENTERTON, AR 72719-9304

Mortgage

Document Number	0000064479
Date	Oct 8, 2020
Instrument	64479

Lender

Name	UNITED BK
Type	Bank
Address	SPRINGDALE, AR 72764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 7, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 228 N B St was $1,527, up 9.8% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,527.00 (+9.78%)	$32,460 (-) Land $17,000 Building $15,460	$162,300 Land $85,000 Building $77,300
2025	$1,391.00	$32,460 Land $17,000 Building $15,460
2024			$162,300 (+71.02%) Land $85,000 Building $77,300
2023	$1,171.00	$18,980 Land $7,000 Building $11,980	$94,900 Land $35,000 Building $59,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 N B St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 N B St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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