228 Moss Bend Dr, Helena, AL 35080 Property Records

Shelby County property record for 228 Moss Bend Dr, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,495 sqft · built 1995
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Dec 2024)
Tax Bill	$3,023 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139300000001004`

Property Details

APN / Parcel Number

Primary APN	`139300000001004`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,495 sqft Heated Area
1st Floor Area	2,635 sqft
Basement Area	1,407 sqft
Finished Basement	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	484 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 MOSS BEND DR
City	HELENA
State	AL
Zip	35080-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 30 20S 03W NBRHD: 06 CAHABA RIVER R-2
Legal Range	03W
Legal Township	20S
Legal Section	30
Legal Subdivision	MOSS BEND
Legal Lot Number	2
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2065
Census Tract	30350

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Feb 2, 2026	Warranty Deed, Transfer
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Dec 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Deed Document Number	2024377110
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Jul 31, 2026
Property Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Document Number	0000247610
Instrument Date	Jul 27, 2026
Instrument	2026247610
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MOSS BEND DR, HELENA, AL 35080-7203

Mortgage

Document Number	0000247610,
Date	Jul 31, 2026
Instrument	2026247610

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 2, 2026
Property Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Document Number	0000030220
Map Reference	DOC20241002000307330
Instrument Date	Jan 29, 2026
Instrument	20260202000030220
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SOUCE LAKE CIR, MAYLENE, AL 35114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MOSS BEND DR, HELENA, AL 35080-7203

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 9, 2024
Property Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Document Number	0000377110
Map Reference	MB 14 PG 67
Instrument Date	Dec 3, 2024
Instrument	20241209000377110
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 DERBY PKWY, KIMBERLY, AL 35091-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 MOSS BEND DR, HELENA, AL 35080-7203

Mortgage

Document Number	0000377120
Date	Dec 9, 2024
Instrument	20241209000377120

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000436350
Date	Dec 5, 2017
Instrument	20171205000436350

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.56%
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	228 MOSS BEND DR, HELENA, AL 35080-7203
Document Number	0000436360
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MOSS BEND DR HELENA AL 350807203, HELENA, AL 35080-7203

Mortgage

Document Number	0000436360
Date	Dec 5, 2017
Instrument	436360

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.56%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,023.00 (+12.17%) Homeowner's exemption
2025	$2,695.00 (-0.07%)	$55,020 (-0.07%)	$550,040 (-0.07%) Land $115,440 Building $434,600
2024	$2,697.00 (+9.32%) Homeowner's exemption	$55,060 (+7.54%)	$550,440 (+7.52%) Land $115,440 Building $435,000
2023	$2,467.00	$51,200	$511,940 Land $115,440 Building $396,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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