Story County property record for 228 Main St, Ames, IA 50010
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,006 sqft · built 1890 |
| Lot Size | 0.054 acres (2,362 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,386 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-381-280 |
| Primary APN | 09-02-381-280 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,006 sqft Gross Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 1,503 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Lot Area | 2,362 sqft (0.054 acres) |
| Street Address | 228 MAIN ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | DSC |
| Legal Description | O T W1/2 LOT 11 BLK 13 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 02 |
| Legal Subdivision | ORIGINAL TOWN (AMES) |
| Legal Block | 13 |
| Legal Lot Number | 11 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ames Main Street Historic District listed 2018 · 66 contributing resources · NRIS 100002399 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
228 Main St, a commercial property, is owned by two individuals.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 S FEDERAL AVE, MASON CITY, IA 50401-3728 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 228 Main St was $4,386, up 12.5% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,386.00 (+12.52%) | $191,000 Land $61,600 Building $129,400 | $191,000 Land $61,600 Building $129,400 |
| 2024 | $3,898.00 | ||
| 2023 | $173,300 (+56.97%) Land $72,300 Building $101,000 | $173,300 Land $72,300 Building $101,000 | |
| 2022 | $2,280.00 (+16.21%) | $110,400 Land $72,300 Building $38,100 | |
| 2021 | $1,962.00 | $110,400 Land $72,300 Building $38,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1990–2010) |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.
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