228 Main St, Addyston, OH 45001 Property Records

Hamilton County property record for 228 Main St, Addyston, OH 45001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1900
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Feb 2022)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`571-0004-0121-00`

Property Details

APN / Parcel Number

Primary APN	`571-0004-0121-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	448 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	228 MAIN ST
City	ADDYSTON
State	OH
Zip	45001-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWER RIVER RD 40 X 110 FT LOT 8 W P ANDERSONS SUB
Legal Subdivision	ANDERSONS SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3019
Census Tract	20401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Village of Addyston Historic District listed 1991 · 323 contributing resources · NRIS 91001388

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 MAIN ST, ADDYSTON, OH 45001-2506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Feb 11, 2022	Intrafamily Transfer, Transfer
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	202215728
Deed Book / Page	14603 / 1600
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2022
Property Address	228 MAIN ST, ADDYSTON, OH 45001-2506
Document Number	0000015728
Book / Page	14603 / 1600
Map Reference	VOL 2 PG 53
Instrument Date	Feb 4, 2022
Instrument	2022-0015728
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MAIN ST, ADDYSTON, OH 45001-2506

Mortgage

Document Number	0000015729
Date	Feb 11, 2022
Instrument	2022-0015729

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2022
Property Address	228 MAIN ST, ADDYSTON, OH 45001-2506
Document Number	0000015727
Book / Page	14603 / 1597
Map Reference	MB 8 VOL 2 PG 53
Instrument Date	Feb 4, 2022
Instrument	2022-0015727
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MAIN ST, ADDYSTON, OH 45001-2506

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	228 MAIN ST, ADDYSTON, OH 45001-2506
Document Number	0000017351
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MAIN ST ADDYSTON OH 450012506, ADDYSTON, OH 45001-2506

Mortgage

Document Number	0000017351
Date	Mar 8, 2019
Book Page	013870/000752
Instrument	17351

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Addyston Village
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (+15.02%)	$31,500 (-) Land $1,547 Building $29,953	$90,000 (-) Land $4,420 Building $85,580
2024	$1,332.00 (-0.89%)	$31,500 (-) Land $1,547 Building $29,953
2023	$1,344.00 (+296.46%)	$31,500 (+399.92%) Land $1,547 Building $29,953	$90,000 (+4%) Land $4,420 Building $85,580
2022	$339.00 Homeowner's exemption	$6,301 Land $1,439 Building $4,862
2020			$18,000 Land $4,110 Building $13,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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