Berkeley County property record for 228 Lucca Dr, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,857 sqft · built 2021 |
| Lot Size | 0.231 acres (10,082 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2025) |
| Tax Bill | $1,951 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-06-03-106 |
| Primary APN | 179-06-03-106 |
|---|---|
| Alternative APN |
|
| Building Area | 2,857 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,780 sqft |
| 2nd Floor Area | 1,077 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,082 sqft (0.231 acres) |
| Garage Area | 630 sqft |
| Porch | Patio |
| Street Address | 228 LUCCA DR |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-8416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 213WOODWINDS-PH 2@CANE BAY |
| Legal Subdivision | WILDCAT (WOODWINDS) |
| Legal Lot Number | 213 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20711 |
Source: Berkeley County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 LUCCA DR, GREENVILLE, SC 29609-3099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 3, 2021 | Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| May 28, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage MIDLAND MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 202524143 |
| Deed Book / Page | 5268 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 05502/0469 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 5502/469 |
| Instrument | 2026008386 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 3, 2021 |
| Property Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 03959/0502 |
| Book / Page | 3959 / 502 |
| Map Reference | DOC 20200033772 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021042256 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,683.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 2021042257 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021042257 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | May 28, 2021 |
| Property Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 03827/0862 |
| Book / Page | 3827 / 862 |
| Map Reference | DOC 20200033772 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021025137 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,518.85 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 2021025138 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021025138 |
| Name | MIDLAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,200 (+2,617.42%) Land $130,000 Building $366,200 | $496,200 (+8.7%) Land $130,000 Building $366,200 | |
| 2025 | $1,951.00 (-70.98%) | $18,260 (-33.33%) Land $5,200 Building $13,060 | $456,500 (-) Land $130,000 Building $326,500 |
| 2024 | $6,723.00 (-4.33%) | $27,390 (+5.84%) Land $7,800 Building $19,590 | $456,500 (+5.84%) Land $130,000 Building $326,500 |
| 2022 | $7,027.00 | $25,878 Land $5,400 Building $20,478 | $431,300 Land $90,000 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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