228 Lovely Ave, Baltic, SD 57003 Property Records

Minnehaha County property record for 228 Lovely Ave, Baltic, SD 57003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 979 sqft · built 1926
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-32-457-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-32-457-006-000`
Alternative APN	`87011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	979 sqft Finished Area
Gross Area	1,040 sqft
1st Floor Area	612 sqft
Upper Floors Area	428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 62.5 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	87011
Street Address	228 LOVELY AVE
City	BALTIC
State	SD
Zip	57003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SKANCKE`S ADDITION TO THE CITY OF BALTIC
Legal Subdivision	SKANCKE`S ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	BALTIC
Census Block Group	2
Census Block	2011
Census Tract	10101

Owner

Source: Minnehaha County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 323, BALTIC, SD 57003-0323
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2013
Transfer Doc	0000317858
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	228 LOVELY AVE, BALTIC, SD 57003-2073
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27112 CARDINAL PL, HARRISBURG, SD 57032-8165

Mortgage

Document Number	1894MTG/102
Date	Aug 7, 2020
Book Page	1894 MTG/102

Lender

Name	FRONTIER BANK DOWNTOWN
Type	Non-Lending Institution
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	147 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Baltic City
County	Minnehaha County
Unified School District	Baltic School District 49-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,713 (-1.1%) Land $16,417 Building $90,296	$106,713 Land $16,417 Building $90,296
2025	$1,718.00	$107,900 (+24.17%) Land $16,600 Building $91,300
2024	$1,718.00 (+40.82%)	$86,900 (+17.27%) Land $16,600 Building $70,300
2022	$1,220.00	$74,100 Land $16,600 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALTIC serves 1,271 people · EPA ID SD4600034
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Mar 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20