228 Loft St, Townsend, DE 19734 Property Records

New Castle County property record for 228 Loft St, Townsend, DE 19734 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage3,526 sqft Living Area
Lot Size15,682 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$398,451 (2012)
Tax Bill$5,585.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-012.20-225

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms11 Rooms
Building Area3,526 sqft Living Area
1st Floor1,869 sqft 1st Floor
Family RoomFamily Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area15,682 sqft (0.36 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Street Address228 LOFT ST
CityTOWNSEND
StateDE
Zip19734-2845
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionFAIRWAYS AT ODESSA NATIONAL
Legal Lot Number11
JurisdictionNEW CASTLE DE
Minor Civil DivisionMIDDLETOWN-ODESSA
Census Blockgroup4
Census Block4009
Census Tract16808

Owner

Source: New Castle County records · APN 14-012.20-225

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address228 LOFT ST, TOWNSEND, DE 19734-2845
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYSTONE FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2012 · Amount on Record
Deed SaleJul 02, 2012 · Amount on Record
Deed Doc Number201236544
Last Transfer DateMay 09, 2025
Transfer Doc0000042249
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address228 LOFT ST, TOWNSEND, DE 19734-2845
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 LOFT ST, TOWNSEND, DE 19734-2845

Mortgage

Document Number0000078793
DateNov 27, 2023
Instrument20231127-0078793
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 20, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address228 LOFT ST, TOWNSEND, DE 19734-2845
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037942
DateMay 14, 2020
Instrument20200514-0037942
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
AddressDOVER, DE 19901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,585.00 (+13.33%)$693,700 (+420.01%) Land $117,500 Building $576,200
2024$619,200
2023$4,928.00$133,400 Land $9,000 Building $124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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