228 King St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 228 King St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,263 sqft · built 1913
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2026)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
APN	`060300 79.20-7-68`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-7-68`
Alternative APNs	`03000790200007068000` `030076350`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	906 sqft
Upper Floors Area	357 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030076350
Street Address	228 KING ST
City	DUNKIRK
State	NY
Zip	14048-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	40 X 100 RES PE; OLD APN: 060300 35-11-25
Legal Block	7
Legal Lot Number	68.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3028
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	287 CENTRAL AVE, 1, SILVER CREEK, NY 14136-1249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Nov 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	May 16, 2025 · Amount on Record
Deed Document Number	20263014
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 27, 2026
Property Address	228 KING ST, DUNKIRK, NY 14048-3021
Document Number	0000001984
Instrument Date	Apr 24, 2026
Instrument	20261984
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHAUTAUQUA ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 CENTRAL AVE, SILVER CREEK, NY 14136-1225

Mortgage

Document Number	0000001984,
Date	Apr 27, 2026
Instrument	20261984

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 27, 2026
Property Address	228 KING ST, DUNKIRK, NY 14048-3021
Document Number	0000003014
Instrument Date	Mar 30, 2026
Instrument	2026.3014
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CHAUTAUQUA ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003014,
Date	Apr 27, 2026
Instrument	2026.3014

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Nov 29, 2022
Property Address	228 KING ST, DUNKIRK, NY 14048-3021
Document Number	DE2022008651
Instrument Date	Oct 20, 2022
Instrument	DE2022008651
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 HOYT ST, DUNKIRK, NY 14048-3145

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00	$69,600 (+116.82%) Land $2,000 Building $67,600	$158,182 (+171.03%) Land $4,545 Building $153,637
2023		$32,100 (+45.91%) Land $2,000 Building $30,100	$58,364 (+67.13%) Land $3,636 Building $54,728
2022	Homeowner's exemption Senior Citizen's exemption	$22,000 Land $2,000 Building $20,000	$34,921 Land $3,175 Building $31,746

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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