228 Kildare Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 228 Kildare Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,445 sqft · built 2000
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$155,605 (May 2000)
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010300064`

Property Details

APN / Parcel Number

Primary APN	`T010300064`
Alternative APN	`2-057A-8434-00-028B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	1,416 sqft
Basement Area	1,372 sqft
Finished Basement	1,029 sqft
Unfinished Basement	343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300064
Street Address	228 KILDARE CT
City	O FALLON
State	MO
Zip	63366-7423
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT WOODLAWN #2 RESUB 28 UNIT 28B
Legal Subdivision	VILLAS AT WOODLAWN #2 RESUB 28
Legal Lot Number	28B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	311802

Owner

228 Kildare Ct, a condominium, is owned by an individual who acquired it in November 2024.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 591, O FALLON, MO 63366-0591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage GREAT STHRN BK
Jun 7, 2018	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2000 · Amount on File
Deed Sale	May 25, 2000 · Amount on File
Deed Document Number	200031313
Deed Book / Page	2398 / 1383
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000048099
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 KILDARE CT, O FALLON, MO 63366-7423
Document Number	0000003495
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 KILDARE CT O FALLON MO 633667423, O FALLON, MO 63366-7423

Mortgage

Document Number	0000003495
Date	Jan 13, 2021
Instrument	3495

Lender

Name	GREAT STHRN BK
Type	Bank
Address	SPRINGFIELD, MO 65801-9600

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 KILDARE CT, O FALLON, MO 63366-7423
Document Number	0069331879
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 KILDARE CT O FALLON MO 633667423, O FALLON, MO 63366-7423

Mortgage

Document Number	0069331879
Date	Jun 14, 2018
Book Page	006933/001879
Instrument	331410

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,279 (-)	$317,257 (-) Building $317,257
2025		$60,279	$317,257 Building $317,257
2024	$3,906.00
2023		$59,044
2022			$310,758 Building $310,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Kildare Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Kildare Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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