228 Kellog, Fischer, TX 78623 Property Records

Comal County property record for 228 Kellog, Fischer, TX 78623

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,192 sqft · built 2025
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,156 (Jul 2025)
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0101-0082-00`

Property Details

APN / Parcel Number

Primary APN	`45-0101-0082-00`
Alternative APN	`115824`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,192 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Combination
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft
Garage Type	Attached
Garage Area	552 sqft
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	228 KELLOG
City	FISCHER
State	TX
Zip	78623-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGENDS AT RANCHO DEL LAGO (THE) 1, LOT 82
Legal Subdivision	LEGENDS AT RANCHO DEL LAGO (THE) 1
Legal Block	2
Legal Lot Number	82
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2031
Census Tract	310603

Owner

Source: Comal County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 KELLOG, FISCHER, TX 78623-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 22, 2024 · Amount on Record
Deed Document Number	202523746
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0006011001
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jul 31, 2025
Property Address	228 KELLOG, FISCHER, TX 78623-2138
Document Number	0006023746
Map Reference	VOL 14 PG 227-231
Instrument Date	Jul 30, 2025
Instrument	202506023746
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2025
Title Company	NEW BRAUNFELS TITLE COMPANY CYN LAKE, NEW BRAUNFELS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 KELLOG, FISCHER, TX 78623-2138

Mortgage

Document Number	0006023747
Date	Jul 31, 2025
Instrument	202506023747

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	362 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,900 (+496.13%) Land $83,930 Building $503,970	$587,900 (+496.13%) Land $83,930 Building $503,970
2025	$1,479.00 (+19.66%)	$98,620 (-1.05%) Land $98,620	$98,620 (-1.05%) Land $98,620
2024	$1,236.00 (-16.82%)
2023		$99,670 Land $99,670	$99,670 Land $99,670
2022	$1,486.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20