228 Johnstone Ln, Georgetown, SC 29440 Property Records

Georgetown County property record for 228 Johnstone Ln, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,284 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,500 (Apr 2019)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010107A012.00.00`

Property Details

APN / Parcel Number

Primary APN	`010107A012.00.00`
Alternative APN	`484`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,284 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Driveway	Driveway
Porch	Patio
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	484
Street Address	228 JOHNSTONE LN
City	GEORGETOWN
State	SC
Zip	29440-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BELLE ISLE FO
Legal Subdivision	BELLE ISLE
Legal Lot Number	11
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1077
Census Tract	920701

Owner

Source: Georgetown County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 9, 2019	Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO
Sep 21, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	20193407
Deed Book / Page	3480 / 299
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	3480/0299
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555

Mortgage

Document Number	04098/0110
Date	Apr 19, 2021
Book Page	4098/110
Instrument	202100005515

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 9, 2019
Property Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555
Document Number	03480/0299
Book / Page	3480 / 299
Map Reference	SL 167 PG 6A
Instrument Date	Apr 5, 2019
Instrument	201900003407
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.65
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555

Mortgage

Document Number	201900003409
Date	Apr 9, 2019
Instrument	201900003409

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	9.99%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 21, 2017
Property Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555
Document Number	03119/0265
Book / Page	3119 / 265
Map Reference	PL SL 167 PG 6A
Instrument Date	Sep 20, 2017
Instrument	201700009517
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 JOHNSTONE LN, GEORGETOWN, SC 29440-8555

Mortgage

Document Number	201700009518
Date	Sep 21, 2017
Instrument	201700009518

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+6.65%)	$10,594 (+15.03%) Land $1,888 Building $8,706	$325,500 (+41.34%) Land $58,000 Building $267,500
2023	$1,413.00 (+7.21%)	$9,210 (-) Land $1,400 Building $7,810	$230,300 (-) Land $35,000 Building $195,300
2022	$1,318.00	$9,210 Land $1,400 Building $7,810	$230,300 Land $35,000 Building $195,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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