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228 Jennie Lake Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 228 Jennie Lake Ct, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,185 sqft · built 2020
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$315,750 (Jan 2020)
Tax Bill$4,057 (2025)
Deeds & MortgagesJul 2020 Transfer
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN026484-1020

Property Details

APN / Parcel Number

Primary APN026484-1020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,185 sqft Living Area
Gross Area2,626 sqft
1st Floor Area2,185 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address228 JENNIE LAKE CT
CitySAINT AUGUSTINE
StateFL
Zip32095-8973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 102 OR4870/297 & 4991/269
Legal Range28E
Legal Township05S
Legal Section21
Legal SubdivisionSANDY CREEK PHASES 2A AND 2B
Legal Block1
Legal Lot Number102
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2050
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address228 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 23, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUARANTY HOME MORTGAGE CORP
Apr 18, 2018Loan Modification, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Deed Document Number20205252
Deed Book / Page4870 / 297
Last Transfer DateJul 13, 2020
Transfer Doc0049910269
Record UpdatedJun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateJul 16, 2020
Property Address228 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8973
Document Number0049910269
Book / Page004991 / 000269
Instrument DateJun 13, 2020
Instrument57380
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address228 JENNIE LAKE CT ST AUGUSTINE FL 320958973, ST AUGUSTINE, FL 32095-8973

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 23, 2020
Property Address228 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8973
Document Number0048700297
Book / Page4870 / 0297
Map ReferenceMB 74 PG 86-98
Instrument DateJan 21, 2020
Instrument2020005252
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,210.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address228 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8973

Mortgage

Document Number48700299
DateJan 23, 2020
Instrument4870/0299
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateApr 18, 2018
Property Address228 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8973
Document Number0045330848
Book / Page004533 / 000848
Instrument DateApr 11, 2018
Instrument26162
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976

Mortgage

Document Number45330848
DateApr 18, 2018
Book Page004533/000848
Instrument26162
Lender
NameREGIONS BK
TypeBank
Address70 N BAYLEN ST, PENSACOLA, FL 32502-5613
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,740 (+2.7%)$384,159 (-7.92%) Land $100,000 Building $284,159
2025$4,057.00 (+12.69%) Homeowner's exemption$315,229 (+2.9%)$417,219 (+3.38%) Land $100,000 Building $317,219
2024$3,600.00 (+2.01%) Homeowner's exemption$306,345 (+3%)$403,578 (-) Land $100,000 Building $303,578
2023$3,529.00 (+2.95%) Homeowner's exemption$297,422 (+3%)$403,578 (+7.83%) Land $100,000 Building $303,578
2022$3,428.00 Homeowner's exemption$288,759$374,280 Land $84,000 Building $290,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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