228 Jefferson St, Kalispell, MT 59901 Property Records

Flathead County property record for 228 Jefferson St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,330 sqft · built 2021
Lot Size	1.82 acres (79,628 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2021)
Tax Bill	$2,711 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R852097`

Property Details

APN / Parcel Number

Primary APN	`R852097`
Alternative APNs	`07-3967-05-1-01-47-0000` `0000507519`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	1,984 sqft
Attic	Attic
Attic Area	346 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,628 sqft (1.82 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000507519
Street Address	228 JEFFERSON ST
City	KALISPELL
State	MT
Zip	59901-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYSIDE ESTATES, S05, T28 N, R20 W, LOT 4, ACRES 1.83
Legal Range	20W
Legal Township	28N
Legal Section	05
Legal Subdivision	COUNTRYSIDE ESTATES
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WHITEFISH CU
Jul 28, 2021	Warranty Deed, Subdivision Related Transfer INSURED TITLE, INSURED TITLES
Oct 9, 2020	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Jul 28, 2021
Deed Document Number	202137197
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Apr 13, 2026
Property Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356
Document Number	0000007486
Instrument Date	Apr 7, 2026
Instrument	20267486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GATE TITLE, ATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356

Mortgage

Document Number	0000007486,
Date	Apr 13, 2026
Instrument	20267486

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 13, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 21, 2021
Property Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356
Document Number	202100037197
Instrument Date	Oct 21, 2021
Instrument	202100037197
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356

Mortgage

Document Number	202100037198
Date	Oct 21, 2021
Instrument	202100037198

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 28, 2021
Property Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356
Document Number	202100025232
Instrument Date	Jul 28, 2021
Instrument	202100025232
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 9, 2020
Property Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356
Document Number	202000033902
Instrument Date	Oct 7, 2020
Instrument	202000033902
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 JEFFERSON ST, KALISPELL, MT 59901-1356

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,711.00 (-13.58%)	$865,400 (-)
2025	$3,137.00 (-32.55%)	$865,400 (+28.8%)	$865,400 (+28.8%) Land $199,518 Building $665,882
2023	$4,651.00	$671,900	$671,900 Land $132,332 Building $539,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures