228 James St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 228 James St, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,500 sqft · built 2010
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Company Names on Record
Last Sale	$535,000 (Jun 2013)
Tax Bill	$6,969 (2026)
Deeds & Mortgages	May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21A-01-127`

Property Details

APN / Parcel Number

Primary APN	`21A-01-127`
Alternative APNs	`5500188700` `2983`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,500 sqft Living Area
1st Floor Area	4,886 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	228 JAMES ST
City	SMITHFIELD
State	VA
Zip	23430-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	LOT ADJ LOUISE CHAPMAN PLAT 2-122-7
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	HARDY
Census Block Group	3
Census Block	3004
Census Tract	280105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	228 JAMES ST, SMITHFIELD, VA 23430-1116
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2013 · Amount on Record
Deed Sale	Jun 17, 2013 · Amount on Record
Prior Sale	Apr 4, 2008
Deed Document Number	20133348
Last Transfer Date	May 11, 2026
Transfer Doc	0000002335
Record Updated	Oct 29, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	May 14, 2026
Property Address	228 JAMES ST, SMITHFIELD, VA 23430-1116
Document Number	0000002335
Instrument Date	May 11, 2026
Instrument	20262335
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	228 JAMES ST, SMITHFIELD, VA 23430-1116
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,969.00 (+4.51%)	$860,400 (-) Land $140,000 Building $720,400	$860,400 (-) Land $140,000 Building $720,400
2025	$6,668.00	$860,400 (-) Land $140,000 Building $720,400	$860,400 (-) Land $140,000 Building $720,400
2023		$860,400 Land $140,000 Building $720,400	$860,400 Land $140,000 Building $720,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1982–2020)
Claims Outside the SFHA	10 of 52
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 11 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20